Santa Rosa County property record for 5514 Buckwheat Way, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,185 sqft · built 2012 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,600 (Dec 2013) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-2N-29-3011-00A00-0410 |
| Primary APN | 33-2N-29-3011-00A00-0410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,185 sqft Living Area |
| Gross Area | 2,817 sqft |
| 1st Floor Area | 2,185 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,070 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 232 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5514 BUCKWHEAT WAY |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PACE MILL CREEK LOT 41 BLK A AS DES IN OR 3312 PG 1852 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 33 |
| Legal Subdivision | PACE MILL CREEK/3-A |
| Legal Block | A |
| Legal Lot Number | 41 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10301 |
5514 Buckwheat Way is owned and occupied by two individuals who bought it in December 2013.
Source: Santa Rosa County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5514 BUCKWHEAT WAY, MILTON, FL 32571-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK |
| Jun 26, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 11, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on File |
| Deed Sale | Dec 20, 2013 · Amount on File |
| Deed Document Number | 201369577 |
| Deed Book / Page | 3312 / 1852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 22, 2026 |
| Property Address | 5514 BUCKWHEAT WAY, MILTON, FL 32571-6417 |
| Document Number | 0000047635 |
| Book / Page | 4790 / 1652 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202647635 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 5514 BUCKWHEAT WAY, MILTON, FL 32571-6417 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047635, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 4790/1652 |
| Instrument | 202647635 |
| Name | UNITED BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 22, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5514 BUCKWHEAT WAY, PACE, FL 32571-6417 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5514 BUCKWHEAT WAY, PACE, FL 32571-6417 |
| Document Number | 0044081335 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 4408/1335 |
| Instrument | 202328162 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5514 BUCKWHEAT WAY, PACE, FL 32571-6417 |
| Document Number | 0037250769 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5514 BUCKWHEAT WAY PACE FL 325716417, PACE, FL 32571-6417 |
| Document Number | 0037250769 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 003725/000769 |
| Instrument | 18123 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 6, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 5514 Buckwheat Way was $2,569 with a homeowner's exemption, up 7.1% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,569.00 (+7.09%) Homeowner's exemption | $219,162 (+5.8%) | $306,113 (+9.39%) Land $48,000 Building $258,113 |
| 2024 | $2,399.00 (+4.81%) Homeowner's exemption | $207,154 (+3%) | $279,835 (+7.04%) Land $48,000 Building $231,835 |
| 2023 | $2,289.00 (+2.55%) Homeowner's exemption | $201,120 (+3%) | $261,423 (+0.64%) Land $42,000 Building $219,423 |
| 2022 | $2,232.00 Homeowner's exemption | $195,262 | $259,756 Land $40,000 Building $219,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5514 Buckwheat Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5514 Buckwheat Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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