5514 Bermuda Ln, Flint, MI 48505 Property Records

Genesee County property record for 5514 Bermuda Ln, Flint, MI 48505

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Apr 2002)
Tax Bill$778 (2025)
Deeds & MortgagesOct 2022 Mortgage
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-23-526-004

Property Details

APN / Parcel Number

Primary APN14-23-526-004

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address5514 BERMUDA LN
CityFLINT
StateMI
Zip48505-1069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 CRANBROOK MANOR SUB NO 1 SEC 23 T8N R6E
Legal Range06E
Legal Township08N
Legal Section23
Legal SubdivisionCRANBROOK MANOR SUB
Legal Lot Number4
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group1
Census Block1000
Census Tract10304

Owner

5514 Bermuda Ln is owned and occupied by an individual who bought it in April 2002.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address5514 BERMUDA LN, FLINT, MI 48505-1069
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 15, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2002 · Amount on File
Deed SaleApr 11, 2002 · Amount on File
Deed Document Number200246438
Prior Transfer DateApr 2, 2002
Prior Transfer Doc0000046437
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address5514 BERMUDA LN, FLINT, MI 48505-1069
Transaction TypeMortgage
Record UpdatedOct 3, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 BERMUDA LN, FLINT, MI 48505-1069

Mortgage

Document Number0000068367
DateOct 24, 2022
Instrument202210240068367
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGENESEE MI
Property Address5514 BERMUDA LN, FLINT, MI 48505-1069
Document Number0000076878
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 BERMUDA LN FLINT MI 485051069, FLINT, MI 48505-1069

Mortgage

Document Number0000076878
DateDec 14, 2017
Instrument76878
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount on Record
Term360 Months
DueDec 13, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5514 Bermuda Ln was $778, up 2.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionMount Morris Township
Unified School DistrictBeecher Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,300 (+48.17%)$48,600 (+48.17%)
2025$778.00 (+2.1%) Homeowner's exemption$16,400$32,800
2024$762.00
2023$12,700$25,400
2019$634.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5514 Bermuda Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5514 Bermuda Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEECHER METROPOLITAN DISTRICT
serves 9,400 people · EPA ID MI0000540
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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