5514 187th Ave Ct E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 5514 187th Ave Ct E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,800 sqft · built 1992
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,719 (Mar 2018)
Tax Bill	$10,877 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052021-6-050`

Property Details

APN / Parcel Number

Primary APN	`052021-6-050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	1,600 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,600 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	84,942 sqft (1.95 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	162 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5514 187TH AVENUE CT E
City	LAKE TAPPS
State	WA
Zip	98391-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 21 TOWNSHIP 20 RANGE 05 QUARTER 24 : LOT 4 OF SHORT PLAT 79-423 EASE OF RECORD OUT OF 2-026 SEG M-1152 SP EMS
Legal Range	05
Legal Township	20
Legal Section	21
Legal Subdivision	SP#79-423
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1011
Census Tract	70313

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5514 187TH AVENUE CT E, LAKE TAPPS, WA 98391-8897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 5, 2018	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Mar 1, 2018	Warranty Deed, Transfer · Commercial Mortgage EASTSIDE FUNDING LLC
Aug 15, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2018743
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5514 187TH AVENUE CT E, LAKE TAPPS, WA 98391-8897
Document Number	2001230105
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5514 187TH AVENUE CT E LAKE TAPPS WA 983918897, LAKE TAPPS, WA 98391-8897

Mortgage

Document Number	2001230105
Date	Jan 23, 2020
Instrument	202001230105

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5514 187TH AVENUE CT E, LAKE TAPPS, WA 98391-8897
Document Number	1804100113
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5514 187TH AVENUE CT E LAKE TAPPS WA 983918897, LAKE TAPPS, WA 98391-8897

Mortgage

Document Number	1804100113
Date	Apr 10, 2018
Instrument	201804100113

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 1, 2018
Property Address	5514 187TH AVENUE CT E, LAKE TAPPS, WA 98391-8897
Document Number	0003010743
Instrument Date	Feb 27, 2018
Instrument	201803010743
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 187TH AVENUE CT E, LAKE TAPPS, WA 98391-8897

Mortgage

Document Number	0003010744
Date	Mar 1, 2018
Instrument	201803010744

Lender

Name	EASTSIDE FUNDING LLC
Type	REO / Foreclosure Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PIERCE WA
Recording Date	Aug 15, 2017
Property Address	5514 187TH AVENUE CT E, LAKE TAPPS, WA 98391-8897
Document Number	1708150339
Instrument Date	Aug 11, 2017
Instrument	201708150339
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 187TH AVENUE CT E LAKE TAPPS WA 983918897, LAKE TAPPS, WA 98391-8897

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,877.00 (+3.75%)	$904,700 (+13.66%) Land $405,800 Building $498,900	$904,700 (+13.66%) Land $405,800 Building $498,900
2025	$10,484.00 (+24.13%)
2024	$8,446.00 (+1.77%)	$796,000 (-1.61%) Land $336,700 Building $459,300	$796,000 (-1.61%) Land $336,700 Building $459,300
2023	$8,299.00	$809,000 Land $351,600 Building $457,400	$809,000 Land $351,600 Building $457,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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