5513 Old Ranch Rd, Unit 23, Oceanside, CA 92057 Property Records

San Diego County property record for 5513 Old Ranch Rd, Unit 23, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,405 sqft · built 2008
Lot Size5.71 acres (249,092 sqft)
OwnerIndividual Name on Record
Last Sale$438,500 (May 2019)
Tax Bill$5,481 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Second Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN157-411-21-23

Property Details

APN / Parcel Number

Primary APN157-411-21-23

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,405 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Lot Area249,092 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5513 OLD RANCH RD, 23
CityOCEANSIDE
StateCA
Zip92057-5662
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCN-SP-EQ
Legal DescriptionLOT 2 US 23PER DOC06-270312&UND INT IN PHASE 2 TR 015292
Legal SubdivisionCASITAS AT SPRING CREEK THE
Legal Tract015292
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19303

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5513 OLD RANCH RD, 23, OCEANSIDE, CA 92057-5662
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Apr 25, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 15, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2020Loan Modification, Mortgage · FHA Mortgage
UNITED WHOLESALE MTG
May 8, 2019Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 8, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jun 29, 2017Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2019 · Amount on Record
Deed SaleMay 8, 2019 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Document Number2019172882
Prior Transfer DateApr 30, 2019
Prior Transfer Doc0000172883
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Transaction TypeMortgage
Record UpdatedNov 5, 2025
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 OLD RANCH RD 23, 23, OCEANSIDE, CA 92057-5662

Mortgage

Document Number0000300270
DateOct 27, 2025
Instrument2025-0300270
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 OLD RANCH RD 23, 23, OCEANSIDE, CA 92057-5662

Mortgage

Document Number0000102756
DateApr 25, 2024
Instrument2024-0102756
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 OLD RANCH RD 23, 23, OCEANSIDE, CA 92057-5662

Mortgage

Document Number0000612097
DateAug 27, 2021
Instrument2021-0612097
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000190717
DateApr 15, 2020
Instrument2020-0190717
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJun 1, 2049

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Document Number0000820307
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 OLD RANCH RD #23 OCEANSIDE CA 920575662, 23, OCEANSIDE, CA 92057-5662

Mortgage

Document Number0000820307
DateDec 21, 2020
Instrument820307
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2050
Interest
Rate2.75%

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 8, 2019
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Document Number0000172882
Map ReferenceMAP 15292
Instrument DateApr 23, 2019
Instrument2019-0172882
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662

Mortgage

Document Number0000172884
DateMay 8, 2019
Instrument2019-0172884
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 8, 2019
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Document Number0000172883
Instrument DateApr 3, 2019
Instrument172883
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5513 OLD RANCH RD #23 OCEANSIDE CA 920575662, 23, OCEANSIDE, CA 92057-5662

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 29, 2017
Property Address5513 OLD RANCH RD UNIT 23, 23, OCEANSIDE, CA 92057-5662
Document Number0000296744
Map ReferenceMAP15292
Instrument DateJun 12, 2017
Instrument2017-0296744
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address19432 TAMI LN, WOODBRIDGE, CA 95258-9259

Mortgage

Document Number0000296745
DateJun 29, 2017
Instrument2017-0296745
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$498,932 (+2%) Land $226,786 Building $272,146
2025$5,481.00 (+8.71%) Homeowner's exemption$489,150 (+4.04%) Land $222,340 Building $266,810
2023$5,042.00 (+0.28%) Homeowner's exemption$470,157 Land $213,707 Building $256,450
2022$5,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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