5513 Bay Edge Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 5513 Bay Edge Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,204 sqft · built 2002
Lot Size	0.697 acres (30,400 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Aug 2021)
Tax Bill	$5,610 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone VE (high risk)
APN	`17-1S-28-0000-00902-0000`

Property Details

APN / Parcel Number

Primary APN	`17-1S-28-0000-00902-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,204 sqft Heated Area
Gross Area	6,592 sqft
1st Floor Area	2,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	30,400 sqft (0.697 acres)
Lot Dimensions	3,040 ft deep x 1,000 ft wide
Porch	Open Porch
Porch Area	2,996 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171S280000009020000
Street Address	5513 BAY EDGE LN
City	MILTON
State	FL
Zip	32583-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATED FOR 2022 COM AT NE COR OF SECTION 17, TOWNSHIP L S RANGE 28 W; THN S 05*00'00 E ALONG E LINE THEREOF
Legal Range	28W
Legal Township	01S
Legal Section	17
Legal Subdivision	WATERS EDGE
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1059
Census Tract	10710

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5513 BAY EDGE LN, MILTON, FL 32583-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Jun 1, 2019	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Sep 13, 2001 · Amount on Record
Deed Document Number	0041561333
Deed Book / Page	4156 / 1333
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 2, 2021
Property Address	5513 BAY EDGE LN, MILTON, FL 32583-9111
Document Number	0041561333
Book / Page	4156 / 1333
Instrument Date	Jul 30, 2021
Instrument	202151479
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4542 MENEWA PATH, 4542, PENSACOLA, FL 32504-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 BAY EDGE LN, MILTON, FL 32583-9111

Mortgage

Document Number	41561336
Date	Aug 2, 2021
Instrument	4156/1336

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5513 BAY EDGE LN, MILTON, FL 32583-9111
Document Number	0038370761
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5513 BAY EDGE LN MILTON FL 325839111, MILTON, FL 32583-9111

Mortgage

Document Number	0038370761
Date	Jun 7, 2019
Book Page	003837/000761
Instrument	24024

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,610.00 (+4.72%) Homeowner's exemption	$447,973 (+3%)	$508,038 (+1.43%) Land $210,000 Building $298,038
2023	$5,357.00 (+2.39%) Homeowner's exemption	$434,925 (+3%)	$500,880 (+18.62%) Land $210,000 Building $290,880
2022	$5,232.00 Homeowner's exemption	$422,257	$422,257 Land $150,000 Building $272,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	2,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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