Hillsborough County property record for 5512 Reflections Blvd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,993 sqft · built 1999 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Aug 2019) |
| Tax Bill | $5,294 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0129316806 |
| Primary APN | 0129316806 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,993 sqft Heated Area |
| 1st Floor Area | 2,993 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 126 ft deep x 93 ft wide |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 406 sqft |
| Porch | Open Porch |
| Porch Area | 491 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0129316806 |
|---|---|
| Street Address | 5512 REFLECTIONS BLVD |
| City | LUTZ |
| State | FL |
| Zip | 33558-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA N LOT 3 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA N |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records · APN 0129316806
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5512 REFLECTIONS BLVD, LUTZ, FL 33558-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GROW FIN'L FCU |
| Aug 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2019 · Amount on Record |
| Deed Sale | Aug 24, 2019 · Amount on Record |
| Prior Sale | Mar 01, 2004 · Amount on Record |
| Deed Document Number | 2019367561 |
| Deed Book / Page | 26898 / 0609 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5512 REFLECTIONS BLVD, LUTZ, FL 33558-9048 |
| Document Number | 0000542226 |
| Instrument Date | Dec 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5512 REFLECTIONS BLVD LUTZ FL 335589048, LUTZ, FL 33558-9048 |
| Document Number | 0000542226 |
|---|---|
| Date | Dec 19, 2020 |
| Instrument | 542226 |
| Name | GROW FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 18, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 24, 2019 |
| Property Address | 5512 REFLECTIONS BLVD, LUTZ, FL 33558-9048 |
| Document Number | 0268980609 |
| Book / Page | 026898 / 000609 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 367561 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | TRUST TITLE SOLUTIONS LIMITED, TRUST TITLE SOLUTIONS LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,353.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5512 REFLECTIONS BLVD LUTZ FL 335589048, LUTZ, FL 33558-9048 |
| Document Number | 268980610 |
|---|---|
| Date | Aug 24, 2019 |
| Book Page | 026898/000610 |
| Instrument | 367562 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2049 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,294.00 (+12.59%) Homeowner's exemption | $296,630 (+5.99%) | $579,858 (+2.48%) Land $133,140 Building $446,718 |
| 2023 | $4,702.00 (+4.61%) Homeowner's exemption | $279,874 (+3%) | $565,853 (+3.09%) Land $126,133 Building $439,720 |
| 2022 | $4,495.00 Homeowner's exemption | $271,722 | $548,879 Land $126,133 Building $422,746 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures