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5511 Galliver Cutoff, Baker, FL 32531 Property Records

Okaloosa County property record for 5511 Galliver Cutoff, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 3,196 sqft · built 1939
Lot Size2.15 acres (93,654 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Oct 2017)
Tax Bill$1,100 (2025)
Deeds & MortgagesJan 2021 Document
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-075-5270-5

Property Details

APN / Parcel Number

Primary APNC56-001-075-5270-5
Alternative APNs
  • 07-3N-24-0000-0003-002A
  • 24N30700000003002A

Interior

Bedrooms7 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,196 sqft Living Area
Gross Area3,872 sqft
1st Floor Area3,196 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area93,654 sqft (2.15 acres)
Garage TypeAttached
Garage Area364 sqft
PorchFinished/Open Porch
Porch Area624 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5511 GALLIVER CUTOFF
CityBAKER
StateFL
Zip32531-5349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE COR OF GOV LOT 3 N 77 DEG W 350 FT TO POB N 212.34FT N 81 DEG W 45 FT N 20 DEG E 155.8 FT N 81 DEG W 80.27 FT N 28 DEG W 73.12 FT S 81 DEG W 91.34 FT TO E R/W HWY #189 S ALG CURVE 380.92 FT S 77 DEG E 315.92 FT TO POB
Legal Range24W
Legal Township03N
Legal Section07
Legal Block3
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3032
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5511 GALLIVER CUTOFF, BAKER, FL 32531-5349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021
May 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
VANDERBILT MTG & FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2017 · Amount on Record
Deed SaleOct 16, 2017 · Amount on Record
Deed Document Number20173166480
Deed Book / Page3322 / 48
Last Transfer DateMar 13, 2020
Transfer Doc0035183909
Record UpdatedJun 8, 2026

January 2021:

JurisdictionOKALOOSA FL
Recording DateJan 15, 2021
Property Address5511 GALLIVER CTO, BAKER, FL 32531-5349
Document Number0035183909
Book / Page3518 / 3909
Instrument DateMar 13, 2020
Instrument3422414
Record UpdatedJan 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5511 GALLIVER CTO, BAKER, FL 32531-5349

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5511 GALLIVER CTO, BAKER, FL 32531-5349
Document Number0033530099
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJul 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5515 GALLIVER CTO BAKER FL 325315349, BAKER, FL 32531-5349

Mortgage

Document Number0033530099
DateJun 4, 2018
Book Page003353/000099
Instrument3211170
Lender
NameVANDERBILT MTG & FIN
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueJun 3, 2041

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,100.00 (+8.16%) Homeowner's exemption$127,018 (+5.99%)$208,069 (+17.09%) Land $22,288 Building $185,781
2023$1,017.00 (+2.42%) Homeowner's exemption$119,843 (+3%)$177,695 (+10.22%) Land $18,936 Building $158,759
2022$993.00 Homeowner's exemption$116,352$161,222 Land $17,697 Building $143,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

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