5510 Vine St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5510 Vine St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,206 sqft · built 2015
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jul 2021)
Tax Bill	$7,160 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-027-2002-021`

Property Details

APN / Parcel Number

Primary APN	`74-30-027-2002-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,206 sqft Living Area
1st Floor Area	2,206 sqft
Basement Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	174,240 sqft (4 acres)
Garage Area	3,503 sqft
Parking Spaces	12 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5510 VINE ST
City	SAINT CLAIR
State	MI
Zip	48079-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG AT E 1/4 COR, TH S 86D 18M 2S W 220', TH N 2D 42M 15S W 793', TH N 86D 18M 2S E 220', TH S 2D 42M 15S E 793' TO BEG
Legal Range	16E
Legal Township	05N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1018
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5510 VINE ST, SAINT CLAIR, MI 48079-3912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage JOHNSON P ACHO LIVING TRUST
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE HOME LOANS LLC
Nov 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	202121402
Deed Book / Page	5398 / 339
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0005010626
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5510 VINE ST, SAINT CLAIR, MI 48079-3912
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 W POINT CT, SHELBY TOWNSHIP, MI 48316-4043

Mortgage

Document Number	0005647674
Date	Aug 21, 2023
Book Page	5647/674
Instrument	2023014756

Lender

Name	JOHNSON P ACHO LIVING TRUST
Type	Private Party
Address	43370 POND VIEW DR, STERLING HTS, MI 48314

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2021
Property Address	5510 VINE ST, SAINT CLAIR, MI 48079-3912
Document Number	0005398339
Book / Page	5398 / 339
Instrument Date	Jul 9, 2021
Instrument	2021021402
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 BENNINGTON DR, STERLING HEIGHTS, MI 48310-3109

Mortgage

Document Number	2021021403
Date	Jul 23, 2021
Instrument	2021021403

Lender

Name	NATIONAL MORTGAGE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 27, 2018
Property Address	5510 VINE ST, SAINT CLAIR, MI 48079-3912
Document Number	0050100626
Book / Page	005010 / 000626
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6555 ROYAL GORGE CT SAN DIEGO CA 921191136, SAN DIEGO, CA 92119-1136

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,700 (+4.38%)	$715,400 (+4.38%)
2025	$7,160.00 (+3.2%) Homeowner's exemption	$342,700 (+23.5%)
2024	$6,938.00 (+7.28%)		$685,400 (+23.5%)
2023		$277,500
2022	$6,467.00		$555,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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