5510 Spring Bluff Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 5510 Spring Bluff Ct, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,040 sqft · built 2014
Lot Size0.245 acres (10,656 sqft)
Owner2 Individual Names on File
Last Sale$381,990 (Aug 2018)
Tax Bill$4,317 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2022 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN35M-31-220

Property Details

APN / Parcel Number

Primary APN35M-31-220
Alternative APN
  • 035M31-220

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,040 sqft Finished Area
Basement Area1,460 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area10,656 sqft (0.245 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area153 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5510 SPRING BLUFF CT
CityFREDERICKSBURG
StateVA
Zip22407-9251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP2
Legal DescriptionPOD E AT LEE'S PARKE LOT 220 SEC 2-B
Legal SubdivisionLEES PARKE
Legal Lot Number220
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBATTLEFIELD
Census Block Group2
Census Block2015
Census Tract20312

Owner

5510 Spring Bluff Ct is owned and occupied by two individuals who acquired it in December 2019.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Balloon Mortgage
FIDELITY DIRECT MORTGAGE LLC
Feb 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIDELITY DIRECT MORTGAGE LLC
Apr 13, 2021Deed of Trust, Mortgage · Line of Credit
TOWER FEDERAL CREDIT UNION
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MTG
Dec 23, 2019Quit Claim Deed, Mortgage · Conventional with PMI
FIDELITY DIRECT MTG
Aug 22, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
FIDELITY DIRECT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2018 · Amount on File
Deed SaleAug 22, 2018 · Amount on File
Prior SaleJul 3, 2014 · Amount on File
Deed Document Number201814018
Last Transfer DateDec 12, 2019
Transfer Doc0000022315
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220003995
DateFeb 24, 2022
Instrument220003995
Lender
NameFIDELITY DIRECT MORTGAGE LLC
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term61 Months
DueFeb 28, 2027
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220002762
DateFeb 7, 2022
Instrument220002762
Lender
NameFIDELITY DIRECT MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.49%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210011050
DateApr 13, 2021
Instrument210011050
Lender
NameTOWER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 25, 2051
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
Document Number202000023766
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 SPRING BLUFF CT FREDERICKSBURG VA 224079251, FREDERICKSBURG, VA 22407-9251

Mortgage

Document Number202000023766
DateOct 9, 2020
Instrument23766
Lender
NameFIDELITY DIRECT MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 8, 2035
Interest
Rate TypeFixed Rate

December 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSPOTSYLVANIA VA
Recording DateDec 23, 2019
Property Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
Document Number201900022315
Instrument DateDec 12, 2019
Instrument22315
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 SPRING BLUFF CT FREDERICKSBURG VA 224079251, FREDERICKSBURG, VA 22407-9251

Mortgage

Document Number201900022316
DateDec 23, 2019
Instrument22316
Lender
NameFIDELITY DIRECT MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueDec 22, 2034
Interest
Rate TypeFixed Rate

August 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSPOTSYLVANIA VA
Recording DateAug 22, 2018
Property Address5510 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9251
Document Number201800014018
Instrument DateAug 14, 2018
Instrument14018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 SPRING BLUFF CT FREDERICKSBURG VA 224079251, FREDERICKSBURG, VA 22407-9251

Mortgage

Document Number201800014019
DateAug 22, 2018
Instrument14019
Lender
NameFIDELITY DIRECT MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5510 Spring Bluff Ct was $4,317.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,317.00$585,600 Land $175,000 Building $410,600
2025$585,600 Land $175,000 Building $410,600
2023$3,586.00$464,700 Land $115,000 Building $349,700$464,700 Land $115,000 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5510 Spring Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5510 Spring Bluff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000

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