5510 Ligustrum Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 5510 Ligustrum Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,056 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2021)
Tax Bill	$4,749 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-21-31-5UW-0000-0230`

Property Details

APN / Parcel Number

Primary APN	`29-21-31-5UW-0000-0230`
Alternative APN	`2131295UW00000230`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,282 sqft
Upper Floors Area	664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5510 LIGUSTRUM LOOP
City	OVIEDO
State	FL
Zip	32765-7996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1BB
Legal Description	LOT 23 ALOMA WOODS PH 4 PB 52 PGS 7 & 8
Legal Range	31E
Legal Township	21S
Legal Section	29
Legal Subdivision	ALOMA WOODS PH 4
Legal Tract	5UW
Legal Lot Number	23
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3021
Census Tract	21317

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5510 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Sep 1, 2013 · Amount on Record
Deed Document Number	2021157571
Deed Book / Page	10112 / 1082
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 2, 2021
Property Address	5510 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996
Document Number	0101121082
Book / Page	10112 / 1082
Map Reference	MB 52 PG 7&8
Instrument Date	Dec 1, 2021
Instrument	2021157571
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	TITLE ONE FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1522 NATURE CT, 1522, WINTER SPRINGS, FL 32708-5932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5510 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996

Mortgage

Document Number	0101121084
Date	Dec 2, 2021
Instrument	10112/1084

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,749.00 (+10.24%) Homeowner's exemption	$355,226 (+5.99%)	$409,803 (+4.31%) Land $105,000 Building $304,803
2023	$4,308.00 (+2.52%) Homeowner's exemption	$335,160 (+3%)	$392,873 (+13.52%) Land $105,000 Building $287,873
2022	$4,202.00 Homeowner's exemption	$325,398	$346,089 Land $77,000 Building $269,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	12 (2001–2024)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20