5510 Elm Tree Dr, Houston, TX 77048 Property Records

Harris County property record for 5510 Elm Tree Dr, Houston, TX 77048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 1961
Lot Size	0.148 acres (6,440 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,653 (2023)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`091-386-000-0003`

Property Details

APN / Parcel Number

Primary APN	`091-386-000-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Game Room	Game Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,440 sqft (0.148 acres)
View / Lot	Neighborhood
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0913860000003
Street Address	5510 ELM TREE DR
City	HOUSTON
State	TX
Zip	77048-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 13 CRESTMONT PARK SEC 1
Legal Subdivision	CRESTMONT PARK SEC 1
Legal Block	13
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1034
Census Tract	331700

Owner

5510 Elm Tree Dr is owned and occupied by two individuals.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5510 ELM TREE DR, HOUSTON, TX 77048-1842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG
Oct 4, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5510 ELM TREE DR, HOUSTON, TX 77048-1842
Document Number	0000465776
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5510 ELM TREE DR HOUSTON TX 770481842, HOUSTON, TX 77048-1842

Mortgage

Document Number	0000465776
Date	Oct 11, 2018
Instrument	465776

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.16%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5510 ELM TREE DR, HOUSTON, TX 77048-1842
Document Number	0000465777
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5510 ELM TREE DR HOUSTON TX 770481842, HOUSTON, TX 77048-1842

Mortgage

Document Number	0000465777
Date	Oct 11, 2018
Instrument	465777

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.16%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,582 (-) Land $53,295 Building $78,287	$131,582 (-) Land $53,295 Building $78,287
2025		$131,582 Land $53,295 Building $78,287	$131,582 Land $53,295 Building $78,287
2023	$1,653.00 Homeowner's exemption	$169,739 Land $65,835 Building $103,904	$169,739 Land $65,835 Building $103,904
2020	$105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5510 Elm Tree Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	125 (1979–2024)
Claims Outside the SFHA	60 of 125
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Allison-06-06-2001, Jun 2001 · 21 claims Severe Thunderstorms And Flooding, Oct 1994 · 30 claims Hurricane Alicia, Aug 1983 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5510 Elm Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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