5510 Apache Rd, Indian Hills (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 5510 Apache Rd, Indian Hills, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,484 sqft · built 1978
Lot Size	0.296 acres (12,911 sqft)
Owner	Individual Name on File
Last Sale	$582,500 (Jul 2023)
Tax Bill	$6,558 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21166801070000`

Property Details

APN / Parcel Number

Primary APN	`21166801070000`
Alternative APNs	`166801070000` `00019982`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Finished Area
Basement Area	1,242 sqft
Finished Basement	600 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,911 sqft (0.296 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00019982
Street Address	5510 APACHE RD
City	INDIAN HILLS
State	KY
Zip	40207-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 107 INDIAN HILLS COUNTRY CLUB, UNIT 3-B RIVERWOOD SECTION, PB.31 PG.15; 0.2964 AC +/-
Legal Subdivision	INDIAN HILLS COUNTRY CLUB
Legal Tract	Y
Legal Lot Number	107
Legal Unit	3-B
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	1
Census Block	1050
Census Tract	7501

Owner

5510 Apache Rd is owned and occupied by an individual who bought it in July 2023.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5510 APACHE RD, LOUISVILLE, KY 40207-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK
Nov 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMONWEALTH BK
Jun 5, 2018	Grant Deed, Construction Loan · Construction Mortgage SUREPOINT EQUITY LLC
Mar 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CHRIS MCCARTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Mar 28, 2018
Deed Document Number	0012652648
Deed Book / Page	12652 / 648
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 19, 2023
Property Address	5510 APACHE RD, INDIAN HILLS, KY 40207-1614
Document Number	0000139327
Book / Page	D 12652 / 648
Map Reference	MB 31 PG 15
Instrument Date	Jul 19, 2023
Instrument	2023139327
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3715 INDIANVIEW AVE, CINCINNATI, OH 45227-4404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	108 FOREST CT, LOUISVILLE, KY 40206-2652

Mortgage

Document Number	0000139328
Date	Jul 19, 2023
Instrument	2023139328

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5510 APACHE RD, INDIAN HILLS, KY 40207-1614
Document Number	0165060846
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ROUNSAVALL TITLE GROUP LLC, ROUNSAVALL TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5510 APACHE RD LOUISVILLE KY 402071614, LOUISVILLE, KY 40207-1614

Mortgage

Document Number	0165060846
Date	Apr 29, 2020
Book Page	016506/000846
Instrument	86608

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5510 APACHE RD, INDIAN HILLS, KY 40207-1614
Document Number	0159670929
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	ROUNSAVALL TITLE GROUP LLC, ROUNSAVALL TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5510 APACHE RD LOUISVILLE KY 402071614, LOUISVILLE, KY 40207-1614

Mortgage

Document Number	0159670929
Date	May 29, 2019
Book Page	015967/000929
Instrument	118713

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 5, 2018
Property Address	5510 APACHE RD, INDIAN HILLS, KY 40207-1614
Document Number	0112820906
Book / Page	011282 / 000906
Instrument Date	Oct 26, 2018
Instrument	260229
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 19, 2018
Title Company	ROUNSAVALL TITLE GROUP LLC, ROUNSAVALL TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5510 APACHE RD LOUISVILLE KY 402071614, LOUISVILLE, KY 40207-1614

Mortgage

Document Number	157500256
Date	Nov 5, 2018
Book Page	015750/000256
Instrument	260230

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOULSVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Mortgage

Document Number	157500273,
Date	Nov 5, 2018
Book Page	015750/000273
Instrument	260231

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40207-1667

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 4, 2028

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 5, 2018
Property Address	5510 APACHE RD, INDIAN HILLS, KY 40207-1614
Document Number	0111650229
Book / Page	011165 / 000229
Instrument Date	May 21, 2018
Instrument	128464
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 KENNISON AVE LOUISVILLE KY 402072727, LOUISVILLE, KY 40207-2727

Mortgage

Document Number	155480417
Date	Jun 5, 2018
Book Page	015548/000417
Instrument	128465

Lender

Name	SUREPOINT EQUITY LLC
Address	LOUISVILLE, KY 40222

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 4, 2019

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 28, 2018
Property Address	5510 APACHE RD, INDIAN HILLS, KY 40207-1614
Document Number	0111160515
Book / Page	011116 / 000515
Instrument Date	Mar 7, 2018
Instrument	73435
Transaction Type	Construction Loan
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 991535 LOUISVILLE KY 402691535, LOUISVILLE, KY 40269-1535
Investor	Possibly a Property Investor

Mortgage

Document Number	154640714
Date	Mar 28, 2018
Book Page	015464/000714
Instrument	73436

Lender

Name	CHRIS MCCARTY
Address	PO BOX 33354, LOUISVILLE, KY 40232-3354

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 27, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 5510 Apache Rd was $6,558.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Indian Hills City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,558.00	$582,500 Land $130,000 Building $452,500
2024			$582,500 (+10.7%) Land $130,000 Building $452,500
2023	$6,040.00 (-0.35%)	$526,200 (-) Land $122,000 Building $404,200	$526,200 (-) Land $122,000 Building $404,200
2022	$6,061.00	$526,200 Land $122,000 Building $404,200	$526,200 Land $122,000 Building $404,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5510 Apache Rd in Zone X, an area of minimal flood risk, though there have been 303 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	303 (1978–2025)
Claims Outside the SFHA	13 of 303
Most Recent Claim	May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, May 2025 · 29 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 34 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5510 Apache Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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