551 Wood Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 551 Wood Ave, Woonsocket, RI 02895

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 4,032 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (May 2026)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`900651`

Property Details

APN / Parcel Number

Primary APN	`900651`
Alternative APN	`WOON M:35B L:255 U:6`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,032 sqft Living Area
Gross Area	5,954 sqft
1st Floor Area	1,344 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	900651
Street Address	551 WOOD AVE
City	WOONSOCKET
State	RI
Zip	02895-2195
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Lot Number	255
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1003
Census Tract	18200

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 5, 2026	Deed of Trust · Stand-Alone Second Mortgage RHODE ISLAND HOUSING MORTGAGE
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 3, 2021	Warranty Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Book / Page	3030 / 32
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002997-56
Date	Dec 3, 2025
Book Page	2997/56
Instrument	241197

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Recording Date	May 5, 2026
Property Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195
Document Number	0003030-52
Book / Page	3030 / 52
Instrument Date	May 5, 2026
Instrument	2026243451
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195

Mortgage

Document Number	0000243451,
Date	May 5, 2026
Book Page	3030/52
Instrument	2026243451

Lender

Name	RHODE ISLAND HOUSING MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.74%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	May 5, 2026
Property Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195
Document Number	0000243449
Book / Page	3030 / 32
Instrument Date	Apr 23, 2026
Instrument	2026.243449
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195

Mortgage

Date	May 5, 2026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	May 5, 2026
Property Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195
Document Number	0003030-32
Book / Page	3030 / 32
Instrument Date	Apr 23, 2026
Instrument	2026243449
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195

Mortgage

Date	May 5, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jun 3, 2021
Property Address	551 WOOD AVE, WOONSOCKET, RI 02895-2195
Document Number	2628-160
Book / Page	2628 / 160
Instrument Date	Jun 3, 2021
Instrument	214669
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CABOT RD UNIT 302, 302, MEDFORD, MA 02155-5285
Investor	Possibly a Property Investor

Mortgage

Document Number	214670
Date	Jun 3, 2021
Instrument	214670

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,852.00 (+10.5%)	$521,100 (+37.57%) Land $90,000 Building $431,100
2023	$5,296.00	$378,800 (-) Land $90,000 Building $288,800
2022	$5,296.00	$378,800 Land $90,000 Building $288,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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