551 Wilson Rd, Ashland, OR 97520 Property Records

Jackson County property record for 551 Wilson Rd, Ashland, OR 97520

Property Summary

Property TypeCommercial
Details3 bd · 3 ba · 3,046 sqft · built 1940
Lot Size1.51 acres (66,211 sqft)
OwnerIndividual Name on File
Last Sale$859,000 (Nov 2021)
Tax Bill$8,117 (2025)
Deeds & MortgagesFeb 2023 Transfer
Nov 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN381E291400

Property Details

APN / Parcel Number

Primary APN381E291400
Alternative APNs
  • 381E290001400
  • 10124640

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,046 sqft Gross Area
1st Floor Area3,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1996
Exterior MaterialMetal
Roof MaterialTile
Lot Area66,211 sqft
Garage TypeDetached
Garage Area1,500 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area507 sqft
Patio Area583 sqft
Shed1 Shed
Shed Area231 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address551 WILSON RD
CityASHLAND
StateOR
Zip97520-9324
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRR-5
Legal Range01E
Legal Township38S
Legal Section29
Legal Block2
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group2
Census Block2000
Census Tract2400

Owner

551 Wilson Rd, a commercial property, is owned by an individual who bought it in November 2021.

Source: Jackson County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address551 WILSON RD, ASHLAND, OR 97520-9324
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Intrafamily Transfer, Transfer
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 6, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 19, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 5, 2020Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2021 · Amount on File
Deed SaleNov 17, 2021 · Amount on File
Prior SaleJun 5, 2020 · Amount on File
Deed Document Number202147799
Prior Transfer DateJan 3, 2013
Prior Transfer Doc0000000633
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OR
Recording DateFeb 13, 2023
Property Address551 WILSON RD, ASHLAND, OR 97520-9324
Document Number0000002748
Instrument DateFeb 13, 2023
Instrument2023-002748
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address551 WILSON RD, ASHLAND, OR 97520-9324

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateNov 17, 2021
Property Address551 WILSON RD, ASHLAND, OR 97520-9324
Document Number0000047799
Instrument DateNov 15, 2021
Instrument2021-047799
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 WILSON RD, ASHLAND, OR 97520-9324

Mortgage

Document Number0000047800
DateNov 17, 2021
Instrument2021-047800
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address551 WILSON RD, ASHLAND, OR 97520-9324
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029608
DateJul 6, 2021
Instrument2021-029608
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueOct 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address551 WILSON RD, ASHLAND, OR 97520-9324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043730
DateNov 19, 2020
Instrument2020-043730
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 27, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateJun 5, 2020
Property Address551 WILSON RD, ASHLAND, OR 97520-9324
Document Number0000018452
Instrument DateMay 30, 2020
Instrument2020-018452
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyTICOR TITLE COMPANY OF OR

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1261 ZYLSTRA RD, OAK HARBOR, WA 98277-8537

Mortgage

Document Number0000018453
DateJun 5, 2020
Instrument2020-018453
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 551 Wilson Rd was $8,117, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$569,310 (+3%)$803,060 (-2.1%) Land $189,700 Building $613,360
2025$8,117.00 (+2.1%)$552,730 (+3%) Land $139,050 Building $413,680$820,250 (-21.43%) Land $203,980 Building $616,270
2024$7,950.00 (+3.39%)$536,640 (+3%) Land $257,780 Building $278,860$1,043,970 (-6.44%) Land $435,910 Building $608,060
2023$7,689.00 (+3.36%)$521,010 (+3%) Land $250,270 Building $270,740$1,115,880 (+7.19%) Land $488,100 Building $627,780
2022$7,439.00$505,840 Land $242,980 Building $262,860$1,041,030 Land $527,050 Building $513,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 Wilson Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (1997)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 1997 · Severe Winter Storms, Land And Mudslides, Flooding
Claims by Event
  • Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Wilson Rd is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 42% of Oregon
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 35
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

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