551 Wilmette Rd, Williams Bay, WI 53191 Property Records

Walworth County property record for 551 Wilmette Rd, Williams Bay, WI 53191

Property Summary

Property TypeSingle Family Home
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on Record
Tax Bill$4,335 (2025)
Deeds & MortgagesJul 2020 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWCP2 00040

Property Details

APN / Parcel Number

Primary APNWCP2 00040

Exterior

Lot Area6,055 sqft (0.139 acres)

Location & Zoning

Old Parcel NumberWCP200040
Street Address551 WILMETTE RD
CityWILLIAMS BAY
StateWI
Zip53191-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 144 CEDAR POINT PARK 2ND ADD. VILLAGE OF WILLIAMS BAY
Legal SubdivisionCEDAR POINT PARK 2ND ADD.
Legal Lot Number144
JurisdictionWALWORTH WI
Township / Civil DivisionWILLIAMS BAY
Census Block Group2
Census Block2034
Census Tract1606

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address551 WILMETTE RD, WILLIAMS BAY, WI 53191-9649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 22, 2016
Transfer Doc0000930860
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address551 WILMETTE RD, WILLIAMS BAY, WI 53191-9649
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1014103
DateJul 22, 2020
Instrument1014103
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address551 WILMETTE RD, WILLIAMS BAY, WI 53191-9649
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1009989
DateMay 26, 2020
Instrument1009989
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyWalworth County
MunicipalityWilliams Bay Village
Unified School DistrictWilliams Bay School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,335.00 (+0.86%) Homeowner's exemption$520,700 (+38.3%) Land $363,300 Building $157,400$513,853 (+37.48%) Land $358,523 Building $155,330
2023$4,298.00 (-7.87%) Homeowner's exemption$376,500 (-) Land $272,500 Building $104,000
2022$4,665.00 Homeowner's exemption$376,500 Land $272,500 Building $104,000$373,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLIAMS BAY WATERWORKS
serves 2,601 people · EPA ID WI2650060
Water SourceGroundwater
Last State InspectionMar 2024
Lead45 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jul 2025
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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