551 Whiting Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 551 Whiting Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,872 sqft · built 1989
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2019)
Tax Bill	$13,203 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 064.01-1-41`

Property Details

APN / Parcel Number

Primary APN	`265489 064.01-1-41`
Alternative APNs	`54890640100001041000` `02846620000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,872 sqft Living Area
1st Floor Area	2,198 sqft
Basement Area	1,674 sqft
Finished Basement	1,674 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	161,172 sqft (3.7 acres)
Lot Dimensions	400 ft deep x 400 ft wide
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	437 sqft
Patio Area	407 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02846620000
Street Address	551 WHITING RD
City	WEBSTER
State	NY
Zip	14580-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 T14 R4 MORETTI PROPERTY 235-42
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2007
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 WHITING RD, WEBSTER, NY 14580-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20191745
Deed Book / Page	12243 / 213
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	551 WHITING RD, WEBSTER, NY 14580-9009
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 WHITING RD, WEBSTER, NY 14580-9009

Mortgage

Document Number	0000000304
Date	Oct 11, 2022
Book Page	30088/303
Instrument	202210110304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 20, 2019
Property Address	551 WHITING RD, WEBSTER, NY 14580-9009
Document Number	0000001745
Book / Page	12243 / 213
Instrument Date	Sep 16, 2019
Instrument	201909201745
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 WHITING RD, 551, WEBSTER, NY 14580-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 WHITING RD, WEBSTER, NY 14580-9009

Mortgage

Document Number	0000001746
Date	Sep 20, 2019
Instrument	201909201746

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,203.00 (+1.08%)
2025	$13,062.00 (+6.52%)	$280,300 (-) Land $47,600 Building $232,700	$584,000 (+20.84%) Land $99,174 Building $484,826
2023		$280,300 (-) Land $47,600 Building $232,700	$483,300 (+10.34%) Land $82,073 Building $401,227
2022		$280,300 Land $47,600 Building $232,700	$438,000 Land $74,380 Building $363,620
2021	$12,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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