551 West St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 551 West St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,746 sqft · built 1964
Lot Size	0.464 acres (20,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Dec 2025)
Tax Bill	$7,660 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2021 Sale & Mortgage
APN	`19D000107`

Property Details

APN / Parcel Number

Primary APN	`19D000107`
Alternative APN	`AMHE M:0019D B:0000 L:0107`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
Gross Area	3,386 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,221 sqft (0.464 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19D000107
Street Address	551 WEST ST
City	AMHERST
State	MA
Zip	01002-3370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	107
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	4
Census Block	4006
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 WEST ST, AMHERST, MA 01002-3370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FIRST COLONY MTG CORP
Feb 24, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	202520133
Deed Book / Page	15596 / 10
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Dec 2, 2025
Property Address	551 WEST ST, AMHERST, MA 01002-3370
Document Number	0015596-10
Book / Page	15596 / 10
Instrument Date	Dec 2, 2025
Instrument	20133
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 WEST ST, AMHERST, MA 01002-3370

Mortgage

Document Number	0000020134
Date	Dec 2, 2025
Instrument	20134

Lender

Name	FIRST COLONY MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Feb 24, 2021
Property Address	551 WEST ST, AMHERST, MA 01002-3370
Document Number	13990-63
Book / Page	13990 / 63
Instrument Date	Feb 18, 2021
Instrument	4330
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 CONZ ST, NORTHAMPTON, MA 01060-3831

Mortgage

Document Number	4331
Date	Feb 24, 2021
Instrument	4331

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,660.00 (+2.63%)	$453,000 (+8.95%) Land $173,600 Building $279,400	$535,647 (+10.69%)
2025	$7,464.00 (+2.47%)	$415,800 (+5.67%) Land $159,300 Building $256,500	$483,930
2024	$7,284.00 (+3.25%)	$393,500 (+12.11%) Land $150,300 Building $243,200
2023	$7,055.00	$351,000 Land $136,700 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West St

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