Franklin County property record for 551 Wayne Ave, Chambersburg, PA 17201
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1944 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Nov 2024) |
| Tax Bill | $2,434 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1E50-29 |
| Primary APN | 06-1E50-29 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 551 WAYNE AVE |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17201-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | CHAMBERSBURG |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10800 |
551 Wayne Ave is owned and occupied by an individual who bought it in November 2024.
Source: Franklin County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 WAYNE AVE, CHAMBERSBURG, PA 17201-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC |
| Aug 5, 2021 | Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Prior Sale | Aug 5, 2021 · Amount on File |
| Deed Document Number | 202422904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Aug 5, 2026 |
| Property Address | 551 WAYNE AVE, CHAMBERSBURG, PA 17201-3720 |
| Document Number | 0000015760 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 202615760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 551 WAYNE AVE, CHAMBERSBURG, PA 17201-3720 |
| Document Number | 0000015760, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202615760 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Aug 5, 2021 |
| Property Address | 551 WAYNE AVE, CHAMBERSBURG, PA 17201-3720 |
| Document Number | 0000021311 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 202121311 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | PARAMOUNT CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 WAYNE AVE, CHAMBERSBURG, PA 17201-3720 |
| Document Number | 0000021312 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202121312 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 551 Wayne Ave was $2,434, up 2% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Chambersburg Borough |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,434.00 (+2.01%) | $12,030 Land $1,300 Building $10,730 | |
| 2025 | $2,386.00 (+4.24%) | ||
| 2024 | $2,289.00 | $12,030 Land $1,300 Building $10,730 | |
| $12,030 Land $1,300 Building $10,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 551 Wayne Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 551 Wayne Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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