551 W 126th St, Chicago, IL 60628 Property Records

Cook County property record for 551 W 126th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1953
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2023)
Tax Bill	$1,481 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-326-003`

Property Details

APN / Parcel Number

Primary APN	`25-28-326-003`
Alternative APN	`25-28-326-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	551 W 126TH ST
City	CHICAGO
State	IL
Zip	60628-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(PON) & COS (127TH) & (WALLACE) ST SUB OF PT OF LOT 19 OF ANDREWS SUB OF EH OF SW & SE SH SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	PON & COS 127TH & WALLACE
Legal Block	3
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2055
Census Tract	530503

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4615 S MICHIGAN AVE, 2S, CHICAGO, IL 60653-4053
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Apr 27, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 16, 2022	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Dec 16, 2022 · Amount on Record
Deed Document Number	202333166
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	0000006146
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 13, 2023
Property Address	551 W 126TH ST, CHICAGO, IL 60628-7155
Document Number	0028633166
Map Reference	DOC 10117173
Instrument Date	Sep 22, 2023
Instrument	2328633166
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 W 126TH ST, CHICAGO, IL 60628-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 W 126TH ST, CHICAGO, IL 60628-7155

Mortgage

Document Number	0028633167
Date	Oct 13, 2023
Instrument	2328633167

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

Mortgage

Document Number	0028633168
Date	Oct 13, 2023
Instrument	2328633168

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 27, 2023
Property Address	551 W 126TH ST, CHICAGO, IL 60628-7155
Document Number	0011706146
Map Reference	DOC 10117173
Instrument Date	Apr 27, 2023
Instrument	2311706146
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 W 126TH ST, CHICAGO, IL 60628-7155

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Dec 16, 2022
Property Address	551 W 126TH ST, CHICAGO, IL 60628-7155
Document Number	0035033067
Map Reference	DOC 10117173
Instrument Date	Oct 19, 2022
Instrument	2235033067
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, ST2750, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 MAIDEN LN, WHITING, IN 46394-1423

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (+185.71%) Land $2,232 Building $17,768	$200,000 (+185.71%) Land $22,320 Building $177,680
2023	$1,481.00 (+751.15%)
2022	$174.00 (-13.86%)	$7,000 (-) Land $1,488 Building $5,512	$70,000 (-) Land $14,880 Building $55,120
2021	$202.00	$7,000 Land $1,488 Building $5,512	$70,000 Land $14,880 Building $55,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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