551 Timber Trace Ct, Orange Park, FL 32073 Property Records

Clay County property record for 551 Timber Trace Ct, Orange Park, FL 32073 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 2002
Lot Size	0.205 acres (8,915 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-010-24`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-010-24`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,314 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	2,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,915 sqft (0.205 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	114 sqft
Patio Area	140 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	551 TIMBER TRACE CT
City	ORANGE PARK
State	FL
Zip	32073-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 CRANES LANDING AS REC OR 4958 PG 1561
Legal Range	25E
Legal Township	04S
Legal Section	03
Legal Subdivision	CRANES LANDING
Legal Lot Number	24
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3025
Census Tract	30206

Owner

Source: Clay County records · APN 03-04-25-007865-010-24

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 08, 2022	Deed of Trust, Mortgage · Construction Mortgage NWL COMPANY LLC
Apr 02, 2026	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 02, 2026	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2022	Intrafamily Transfer, Transfer OS NATIONAL LLC
Apr 05, 2022	Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC
Dec 04, 2020	Warranty Deed, Transfer LANDMARK TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2026
Deed Sale	Apr 02, 2026
Prior Sale	Aug 12, 2025 · Amount on Record
Deed Document Number	202615837
Deed Book / Page	5030 / 1891
Prior Transfer Date	Mar 19, 2026
Prior Transfer Doc	0050301891
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0044100214
Date	Feb 01, 2021
Book Page	4410/214
Instrument	2021006297

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PARK AVE 31, 31, NEW YORK, NY 10016-1317
Investor	Possibly a Property Investor

Mortgage

Document Number	0046462024
Date	Sep 08, 2022
Book Page	4646/2024
Instrument	2022054547

Lender

Name	NWL COMPANY LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 02, 2026
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Document Number	0000015837
Book / Page	5030 / 1891
Instrument Date	Mar 19, 2026
Instrument	2026.15837
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610

Mortgage

Document Number	0000015838,
Date	Apr 02, 2026
Instrument	2026..15838

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 02, 2026
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Document Number	0050301891
Book / Page	5030 / 1891
Instrument Date	Mar 19, 2026
Instrument	202615837
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610

Mortgage

Document Number	0000015838,
Date	Apr 02, 2026
Instrument	202615838

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Aug 15, 2022
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Document Number	0046390725
Book / Page	4639 / 725
Map Reference	MB 35 PG 35-38
Instrument Date	Aug 11, 2022
Instrument	2022049968
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PARK AVE31ST, 90, NEW YORK, NY 10016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PARK AVE FL 31ST, 31ST, NEW YORK, NY 10016-1301
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 05, 2022
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Document Number	0045911486
Book / Page	4591 / 1486
Map Reference	MB 35 PG 35-38
Instrument Date	Mar 31, 2022
Instrument	2022021527
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 SUGAR SAND LN, 144, SAINT JOHNS, FL 32259-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 BAKER RD STE 200, 200, MINNETONKA, MN 55345-5959
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 04, 2020
Property Address	551 TIMBER TRACE CT, ORANGE PARK, FL 32073-1610
Document Number	0043842186
Book / Page	004384 / 002186
Instrument Date	Nov 25, 2020
Instrument	63862
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$1,708.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SUGAR SAND LN ST JOHNS FL 322597358, ST JOHNS, FL 32259-7358

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00 (+3.07%)	$350,425 (+3.59%) Land $45,000 Building $305,425	$350,425 (+3.59%) Land $45,000 Building $305,425
2024	$5,185.00 (-5.04%)
2023	$5,460.00 (+30.94%)	$338,273 (+16.17%) Land $45,000 Building $293,273	$338,273 (+16.17%) Land $45,000 Building $293,273
2022	$4,170.00	$291,177 Land $40,000 Building $251,177	$291,177 Land $40,000 Building $251,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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