San Diego County property record for 551 Splitrail Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 2,159 sqft Living Area |
| Lot Size | 6,621 sqft (0.152 acres) |
| Garage | Carport |
| Last Sale | $1,850,000 (2026) |
| Tax Bill | $4,879.00 (2025) |
| Primary APN | 257-340-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,159 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional Style |
| Lot Area | 6,621 sqft (0.152 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 551 SPLITRAIL DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1954 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 24 TR 009465 |
| Legal Subdivision | NO 3598-1 |
| Legal Tract | 009465 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 17108 |
Source: San Diego County records · APN 257-340-25-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4963 HAWLEY BLVD, SAN DIEGO, CA 92116-1977 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 18, 2026 | Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Aug 04, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 17, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage JMAC LENDING |
| Aug 21, 2018 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Feb 23, 1996 · Amount on Record |
| Deed Doc Number | 2026140915 |
| Prior Transfer Date | Apr 24, 2020 |
| Prior Transfer Doc | 0000429298 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2026 |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000140915 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.140915 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205,535.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Document Number | 0000140916, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026.140916 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000299098 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020-0299098 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000649766 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-0649766 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000806706 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0806706 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2020 |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000429298 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 429298 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 551 SPLITRAIL DR ENCINITAS CA 920241954, ENCINITAS, CA 92024-1954 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 17, 2019 |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000406577 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 406577 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 SPLITRAIL DR ENCINITAS CA 920241954, ENCINITAS, CA 92024-1954 |
| Document Number | 406578 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 406578 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 21, 2018 |
| Property Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000344026 |
| Map Reference | MAP 9465 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-0344026 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 SPLITRAIL DR, ENCINITAS, CA 92024-1954 |
| Document Number | 0000344027 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018-0344027 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $403,085 (+2%) Land $186,376 Building $216,709 | |
| 2025 | $4,879.00 (+8.21%) Homeowner's exemption | $395,182 (+4.04%) Land $182,722 Building $212,460 |
| 2023 | $4,509.00 (+2.8%) Homeowner's exemption | $379,839 Land $175,628 Building $204,211 |
| 2022 | $4,386.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures