551 Sonora Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 551 Sonora Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1959
Lot Size	0.125 acres (5,450 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2018)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`041-275-160-000`

Property Details

APN / Parcel Number

Primary APN	`041-275-160-000`
Alternative APN	`041-275-16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	5,450 sqft (0.125 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041-275-16
Street Address	551 SONORA AVE
City	LODI
State	CA
Zip	95240-0611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE RANCH 01 LOT 63
Legal Subdivision	LAWRENCE HOMESTEAD ADD
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2014
Census Tract	4501

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 SONORA AVE, LODI, CA 95240-0611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC
Aug 14, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	201889852
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 29, 2026
Property Address	551 SONORA AVE, LODI, CA 95240-0611
Document Number	0000048834
Instrument Date	May 20, 2026
Instrument	202648834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SONORA AVE, LODI, CA 95240-0611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048834,
Date	May 29, 2026
Instrument	202648834

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 14, 2018
Property Address	551 SONORA AVE, LODI, CA 95240-0611
Document Number	0000089852
Map Reference	VOL 13 PG 143
Instrument Date	Aug 8, 2018
Instrument	2018-089852
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SONORA AVE, LODI, CA 95240-0611

Mortgage

Document Number	0000089853
Date	Aug 14, 2018
Instrument	2018-089853

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00 (+0.37%)
2025	$2,960.00 (+4.34%) Homeowner's exemption	$278,875 (+4.04%) Land $66,929 Building $211,946
2023	$2,837.00 (+2.34%) Homeowner's exemption	$268,048 Land $64,331 Building $203,717	$302,670
2022	$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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