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551 Silver Shadow Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 551 Silver Shadow Dr, San Marcos, CA 92078

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,506 sqft · built 1990
Lot Size0.212 acres (9,230 sqft)
OwnerCompany Name on Record
Last Sale$364,000 (Aug 2002)
Tax Bill$7,493 (2025)
Deeds & MortgagesNov 2020 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN220-393-01-00

Property Details

APN / Parcel Number

Primary APN220-393-01-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,506 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area9,230 sqft (0.212 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address551 SILVER SHADOW DR
CitySAN MARCOS
StateCA
Zip92078-4443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-20 (PR
Legal DescriptionLOT 55 TR 011258
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract011258
Legal Block3
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address551 SILVER SHADOW DR, SAN MARCOS, CA 92078-4443
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 24, 2020Deed of Trust, Mortgage · Conventional with PMI
CLOSINGMARK HM LNS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2002 · Amount on Record
Deed SaleAug 28, 2002 · Amount on Record
Prior SaleJun 26, 2002 · Amount on Record
Deed Document Number2002729337
Last Transfer DateSep 5, 2008
Transfer Doc0000606822
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address551 SILVER SHADOW DR, SAN MARCOS, CA 92078-4443
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 SILVER SHADOW DR, SAN MARCOS, CA 92078-4443

Mortgage

Document Number0000719032
DateNov 16, 2020
Instrument2020-0719032
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address551 SILVER SHADOW DR, SAN MARCOS, CA 92078-4443
Document Number0000116418
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address551 SILVER SHADOW DR SAN MARCOS CA 920784443, SAN MARCOS, CA 92078-4443

Mortgage

Document Number0000116418
DateMar 5, 2020
Instrument116418
Lender
NameCLOSINGMARK HM LNS INC
AddressONTARIO, CA 91761
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 4, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$668,612 (+2%) Land $221,583 Building $447,029
2025$7,493.00 (+7.53%) Homeowner's exemption$655,503 (+4.04%) Land $217,239 Building $438,264
2023$6,968.00 (+4.61%) Homeowner's exemption$630,051 Land $208,804 Building $421,247
2022$6,661.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Spectrum.

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