551 Shagbark St, Windsor, CA 95492 Property Records

Sonoma County property record for 551 Shagbark St, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1989
Lot Size	0.118 acres (5,152 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Oct 2023)
Tax Bill	$9,185 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-090-072-000`

Property Details

APN / Parcel Number

Primary APN	`162-090-072-000`
Alternative APN	`162-090-072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,152 sqft (0.118 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	162-090-072
Street Address	551 SHAGBARK ST
City	WINDSOR
State	CA
Zip	95492-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 065-780-72 # CHG PER MD
Legal Subdivision	SUMMERTREE PARK PARCEL 1
Legal Block	1
Legal Lot Number	70
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1014
Census Tract	153807

Owner

551 Shagbark St is owned and occupied by two individuals who bought it in October 2023.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Oct 10, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on File
Deed Sale	Oct 10, 2023 · Amount on File
Prior Sale	Sep 17, 2020 · Amount on File
Deed Document Number	202346965
Prior Transfer Date	Aug 6, 1999
Prior Transfer Doc	0000106571
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	UNKNOWN, WFG CA BAY WEST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143

Mortgage

Document Number	0000006225
Date	Feb 9, 2026
Instrument	2026006225

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 10, 2023
Property Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143
Document Number	0000046965
Map Reference	MB 439 PG 27-31
Instrument Date	Oct 2, 2023
Instrument	2023046965
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143

Mortgage

Document Number	0000046966
Date	Oct 10, 2023
Instrument	2023046966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143

Mortgage

Document Number	0000004311
Date	Jan 20, 2022
Instrument	2022004311

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jul 6, 2021
Property Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143
Document Number	0000077946
Map Reference	MB 439 PG 27-31
Instrument Date	Jun 30, 2021
Instrument	2021077946
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143

Mortgage

Document Number	0000077947
Date	Jul 6, 2021
Instrument	2021077947

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 17, 2020
Property Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143
Document Number	0000082897
Map Reference	MB 439 PG 27-31
Instrument Date	Sep 9, 2020
Instrument	2020082897
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	551 SHAGBARK ST, WINDSOR, CA 95492-8143

Mortgage

Document Number	0000082898
Date	Sep 17, 2020
Instrument	2020082898

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 551 Shagbark St was $9,185 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,704 (+2%) Land $317,322 Building $473,382
2025	$9,185.00 Homeowner's exemption	$775,200 Land $311,100 Building $464,100
2023	$7,668.00 (+1.68%)	$639,845 Land $255,938 Building $383,907
2022	$7,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 551 Shagbark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Shagbark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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