551 Seneca St, Merced, CA 95340 Property Records

Merced County property record for 551 Seneca St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1962
Lot Size	0.255 acres (11,102 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jan 2020)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-133-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-133-001-000`
Alternative APN	`006-133-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	11,102 sqft (0.255 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	006-133-001
Street Address	551 SENECA ST
City	MERCED
State	CA
Zip	95340-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	ELCAP HTS #4 LOT 37
Legal Subdivision	ELCAP HEIGHTS 04
Legal Lot Number	37
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	551 SENECA ST, MERCED, CA 95340-1432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Jul 26, 2021	Intrafamily Transfer, Transfer
Jun 2, 2021	Intrafamily Transfer, Transfer
Feb 21, 2020	Correction Deed TRANSCOUNTY TITLE COMPANY
Jan 10, 2020	Grant Deed, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Sep 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Oct 8, 2002 · Amount on Record
Deed Document Number	2020987
Last Transfer Date	Jul 7, 2021
Transfer Doc	0000032810
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	551 SENECA ST, MERCED, CA 95340-1432
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006092
Date	Feb 21, 2020
Instrument	2020006092

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 7, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 26, 2021
Property Address	551 SENECA ST, MERCED, CA 95340-1432
Document Number	0000032810
Map Reference	MB 15 PG 36
Instrument Date	Jul 7, 2021
Instrument	2021032810
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	551 SENECA ST, MERCED, CA 95340-1432

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 2, 2021
Property Address	551 SENECA ST, MERCED, CA 95340-1432
Document Number	0000024816
Map Reference	MB 15 PG 36
Instrument Date	Apr 13, 2021
Instrument	2021024816
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	551 SENECA ST, MERCED, CA 95340-1432

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Feb 21, 2020
Property Address	551 SENECA ST, MERCED, CA 95340-1432
Document Number	0000006091
Instrument Date	Dec 17, 2019
Instrument	6091
Record Updated	Mar 19, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$303.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	731 E YOSEMITE AVE #B177 MERCED CA 953408039, B177, MERCED, CA 95340-8039

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 10, 2020
Property Address	551 SENECA ST, MERCED, CA 95340-1432
Document Number	0000000987
Map Reference	MB 15 PG 36
Instrument Date	Dec 17, 2019
Instrument	2020000987
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	731 E YOSEMITE AVE # B177, B177, MERCED, CA 95340-8039

Mortgage

Document Number	0000000988
Date	Jan 10, 2020
Instrument	2020000988

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Sep 27, 2019
Property Address	551 SENECA ST, MERCED, CA 95340-1432
Document Number	0000030909
Map Reference	MB 15 PG 36
Instrument Date	Sep 20, 2019
Instrument	2019030909
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SENECA ST, MERCED, CA 95340-1432

Mortgage

Document Number	0000030910
Date	Sep 27, 2019
Instrument	2019030910

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2034

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,761 (+2%) Land $89,237 Building $217,524
2025	$3,268.00 (+7.36%) Homeowner's exemption	$300,747 (+4.04%) Land $87,488 Building $213,259
2023	$3,044.00 (+1.4%) Homeowner's exemption	$289,071 Land $84,092 Building $204,979
2022	$3,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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