551 S Wayne St, Gary, IN 46403 Property Records

Lake County property record for 551 S Wayne St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$92,700 (Nov 2025)
Tax Bill	$1,665 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0462-0013`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0462-0013`
Alternative APNs	`45-09-04-427-013.000-004` `254704620013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1970
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0462-0013
Old Parcel Number	254704620013
Street Address	551 S WAYNE ST
City	GARY
State	IN
Zip	46403-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE SUB. L.13 BL.1
Legal Subdivision	SUNRISE SUBDIVISION
Legal Block	1
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1010
Census Tract	10207

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	551 S WAYNE ST, GARY, IN 46403-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jul 15, 2010
Deed Document Number	2025-543685
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 10, 2025
Property Address	551 S WAYNE ST, GARY, IN 46403-3343
Document Number	0000043685
Map Reference	MB 32 PG 77
Instrument Date	Oct 31, 2025
Instrument	2025-543685
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 BECKER ROAD, CHICAGO, IL 60641

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 S WAYNE ST, GARY, IN 46403-3343
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043686
Date	Nov 10, 2025
Instrument	2025-543686

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,800 (+13.75%) Land $9,200 Building $63,600	$72,800 (+13.75%) Land $9,200 Building $63,600
2024	$1,665.00 (+27.68%)	$64,000 (+3.39%) Land $9,200 Building $54,800	$64,000 (+3.39%) Land $9,200 Building $54,800
2023		$61,900 (+21.61%) Land $9,200 Building $52,700	$61,900 (+21.61%) Land $9,200 Building $52,700
2022	$1,304.00	$50,900 Land $9,200 Building $41,700	$50,900 Land $9,200 Building $41,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on S Wayne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures