551 S Scott St, Lima, OH 45804 Property Records

Allen County property record for 551 S Scott St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1920
Lot Size	0.094 acres (4,095 sqft)
Owner	Company Name on Record
Last Sale	$407,100 (Jan 2025)
Tax Bill	$518 (2025)
Deeds & Mortgages	Sep 2023 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3112-07-010.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-07-010.000`
Alternative APN	`M3837311207010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	316 sqft
Patio Area	70 sqft
Canopy	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	551 S SCOTT ST
City	LIMA
State	OH
Zip	45804-1363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACBETHS FIRST ADDITION LOT 9865 FF 41.28
Legal Subdivision	MACBETHS FIRST ADDITION
Legal Lot Number	9865
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2028
Census Tract	12700

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2222 E BREESE RD, LIMA, OH 45806-9743
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Limited Warranty Deed, Transfer
Mar 29, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	2025689
Record Updated	Oct 29, 2026

September 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 27, 2023
Property Address	551 S SCOTT ST, LIMA, OH 45804-1363
Document Number	9270008412
Book / Page	2023 / 8412
Map Reference	MB 4 PG 148
Instrument Date	Jun 6, 2023
Instrument	202309270008412
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6250 GRIFFIN RD, DAVIE, FL 33314-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109A, 109A, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 29, 2022
Property Address	551 S SCOTT ST, LIMA, OH 45804-1363
Document Number	3290003621
Book / Page	2022 / 3621
Map Reference	MB 4 PG 148
Instrument Date	Mar 21, 2022
Instrument	202203290003621
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109, 109, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

Mortgage

Document Number	3290003627
Date	Mar 29, 2022
Book Page	2022/3627
Instrument	202203290003627

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (+0.19%)	$12,850 (-) Land $810 Building $12,040	$36,700 (-) Land $2,300 Building $34,400
2024	$517.00 (-7.18%)	$12,850 (+4.9%) Land $810 Building $12,040	$36,700 (+4.86%) Land $2,300 Building $34,400
2023	$557.00 (-12.97%)	$12,250 (-) Land $770 Building $11,480
2022	$640.00	$12,250 Land $770 Building $11,480
2021			$35,000 Land $2,200 Building $32,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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