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551 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 551 S Michelle Ave, Kerman, CA 93630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,607 sqft · built 2004
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Jun 2004)
Tax Bill$3,222 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN020-300-34S

Property Details

APN / Parcel Number

Primary APN020-300-34S
Alternative APN
  • 02030034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,607 sqft Living Area
1st Floor Area1,607 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions110 ft deep x 65 ft wide
Garage Area619 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address551 S MICHELLE AVE
CityKERMAN
StateCA
Zip93630-9351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RT LOT 29 TRACT NO 5043 COBBLESTONE CREEK
Legal Subdivision5043 COBBLESTONE CRK
Legal Tract5043
Legal Lot Number29
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group1
Census Block1008
Census Tract4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address551 S MICHELLE AVE, KERMAN, CA 93630-9351
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2004 · Amount on Record
Deed SaleJun 11, 2004 · Amount on Record
Deed Document Number2004130051
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address551 S MICHELLE AVE, KERMAN, CA 93630-9351
Transaction TypeMortgage
Record UpdatedApr 9, 2026
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 S MICHELLE AVE, KERMAN, CA 93630-9351

Mortgage

Document Number0000029309
DateMar 23, 2026
Instrument2026-0029309
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address551 S MICHELLE AVE, KERMAN, CA 93630-9351
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 S MICHELLE AVE, KERMAN, CA 93630-9351

Mortgage

Document Number0000100488
DateJun 18, 2021
Instrument2021-0100488
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2031

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$276,506 (+2%) Land $60,899 Building $215,607
2025$3,222.00 (+4.75%) Homeowner's exemption$271,085 (+4.04%) Land $59,705 Building $211,380
2023$3,076.00 (+1.18%) Homeowner's exemption$260,561 Land $57,388 Building $203,173
2022$3,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KERMAN
serves 17,256 people · EPA ID CA1010018
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Kerman Telephone
Fiber · DSL		1,000 / 1,000
unWired Broadband
Fixed Wireless		1,000 / 1,000
Cal.net
Fixed Wireless		100 / 20

May also be available: Verizon.

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