551 Ruthye Ln, Pilot Point, TX 76258 Property Records

Denton County property record for 551 Ruthye Ln, Pilot Point, TX 76258

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,443 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$496,688 (Jun 2026)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R965718`

Property Details

APN / Parcel Number

Primary APN	`R965718`
Alternative APNs	`SW0251A-000000C-0000-0001-0000` `SW0251A-000000C-0000-0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,443 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	1,407 sqft
2nd Floor Area	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	551 RUTHYE LN
City	PILOT POINT
State	TX
Zip	76258-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTHYE LANE ADDITION PHASE 1B BLK C LOT 1
Legal Subdivision	RUTHYE LANE ADDITION PHASE 1B
Legal Block	C
Legal Lot Number	1
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	2
Census Block	2001
Census Tract	20118

Owner

Source: Denton County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 RUTHYE LN, PILOT POINT, TX 76258-1575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage RLM MORTGAGE LLC
Dec 28, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOWER LLC
Mar 9, 2022	Vendor's Lien, Transfer · Construction Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	202670499
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Jun 16, 2026
Property Address	551 RUTHYE LN, PILOT POINT, TX 76258-1575
Document Number	0000070499
Instrument Date	Jun 15, 2026
Instrument	202670499
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 RUTHYE LN, PILOT POINT, TX 76258-1575

Mortgage

Document Number	0000070500,
Date	Jun 16, 2026
Instrument	202670500

Lender

Name	RLM MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 28, 2022
Property Address	551 RUTHYE LN, PILOT POINT, TX 76258-1575
Document Number	0000173949
Map Reference	DOC 2020-432
Instrument Date	Dec 27, 2022
Instrument	2022-173949
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6350 N INTERSTATE HIGHWAY 35 E, WAXAHACHIE, TX 75165-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SHASTA DR, HICKORY CREEK, TX 75065-3611

Mortgage

Document Number	0000173950
Date	Dec 28, 2022
Instrument	2022-173950

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 9, 2022
Property Address	551 RUTHYE LN, PILOT POINT, TX 76258-1575
Document Number	0000036266
Map Reference	DOC 2020-432
Instrument Date	Mar 7, 2022
Instrument	2022-036266
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 E CAROL ST, PILOT POINT, TX 76258-3753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6350 N INTERSTATE HIGHWAY 35 E, WAXAHACHIE, TX 75165-5603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036267
Date	Mar 9, 2022
Instrument	2022-036267

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Denton County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Pilot Point City
Unified School District	Pilot Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (-13.39%)	$378,856 (+2.11%) Land $86,670 Building $292,186	$378,856 (+2.11%) Land $86,670 Building $292,186
2024	$6,036.00 (+2.95%)
2023	$5,863.00 (+229.2%) Homeowner's exemption	$371,029 Land $86,670 Building $284,359	$371,029 Land $86,670 Building $284,359
2022	$1,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PILOT POINT serves 7,836 people · EPA ID TX0610005
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nortex Communications Fiber	2,000 / 2,000
Legacy ISP Fiber	1,000 / 1,000
Optimum Communications Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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