551 River Ridge Loop, Hortense, GA 31543 Property Records

Brantley County property record for 551 River Ridge Loop, Hortense, GA 31543

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1999
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jan 2023)
Tax Bill$1,505 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB065A 132

Property Details

APN / Parcel Number

Primary APNB065A 132
Alternative APNs
  • 0095J 036
  • 8001

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Heated Area
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area60,113 sqft (1.38 acres)
TerrainWet
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number8001
Old Parcel Number0095J036
Street Address551 RIVER RIDGE LOOP
CityHORTENSE
StateGA
Zip31543-4358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionTRACTS 36,38 RIVER RIDGE S/D 2
Legal SubdivisionRIVER RIDGE
Legal Tract36,38
JurisdictionBRANTLEY GA
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1075
Census Tract960101

Owner

551 River Ridge Loop is owned and occupied by an individual who bought it in January 2023.

Source: Brantley County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address551 RIVER RIDGE LOOP, HORTENSE, GA 31543-4358
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE
Jan 24, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2023 · Amount on File
Deed SaleJan 24, 2023 · Amount on File
Deed Document Number0000080781
Deed Book / Page807 / 81
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANTLEY GA
Property Address551 RIVER RIDGE LOOP, HORTENSE, GA 31543-4358
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 RIVER RIDGE LOOP, HORTENSE, GA 31543-4358

Mortgage

Document Number0000000902/0000000230
DateJan 23, 2026
Book Page0000000902/0000000230
Lender
NameROCKET MORTGAGE
Agreement
AmountAmount on Record
Term180 Months
DueJan 1, 2041

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANTLEY GA
Recording DateJan 24, 2023
Property Address551 RIVER RIDGE LOOP, HORTENSE, GA 31543-4358
Document Number0000807/81
Book / Page807 / 81
Instrument DateJan 24, 2023
Instrument2023-000056
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 RIVER RIDGE LOOP, HORTENSE, GA 31543-4358

Mortgage

Document Number0000080785
DateJan 24, 2023
Instrument807/85
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 551 River Ridge Loop was $1,505 with a homeowner's exemption.

Source: Brantley County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBrantley County
Unified School DistrictBrantley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,505.00 Homeowner's exemption$55,032 Land $5,950 Building $49,082$137,580 Land $14,875 Building $122,705
2023$312.00 (+14.71%)$9,263 Land $4,760 Building $4,503$23,158 Land $11,900 Building $11,258
2022$272.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 551 River Ridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2023–2024)
Most Recent ClaimAug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 River Ridge Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Brantley Telephone Company
Fiber
1,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ridge Loop

Nearby Streets

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