551 River Dr, Front Royal, VA 22630 Property Records

Warren County property record for 551 River Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,537 sqft · built 1970
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20/A6/7/3/1`

Property Details

APN / Parcel Number

Primary APN	`20/A6/7/3/1`
Alternative APN	`11169`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,537 sqft
Basement Area	1,153 sqft
Finished Basement	1,153 sqft
Unfinished Basement	1,537 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,999 sqft (0.413 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	450 sqft
Carport	Carport
Carport Area	450 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11169
Old Parcel Number	20A6 7 3 1
Street Address	551 RIVER DR
City	FRONT ROYAL
State	VA
Zip	22630-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 1-2 B 3 VISCOSE CITY
Legal Subdivision	FORK-TOWN
Legal Lot Number	1,2
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	4
Census Block	4016
Census Tract	20400

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 RIVER DR, FRONT ROYAL, VA 22630-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	551 RIVER DR, FRONT ROYAL, VA 22630-2442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000001
Date	Jan 2, 2020
Instrument	200000001

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+18.78%)	$412,400 (-) Land $62,100 Building $350,300
2025	$1,975.00 (+20.5%)	$412,400 (+23.29%) Land $62,100 Building $350,300	$412,400 (+23.29%) Land $62,100 Building $350,300
2024	$1,639.00	$334,500 (-) Land $51,800 Building $282,700	$334,500 (-) Land $51,800 Building $282,700
2023		$334,500 Land $51,800 Building $282,700	$334,500 Land $51,800 Building $282,700
2022	$1,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1985–2003)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2003 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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