551 Ridgemont Dr, Allen, TX 75002 Property Records

Collin County property record for 551 Ridgemont Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,360 sqft · built 1977
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Last Sale	$105,800 (May 2003)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1151-017-0230-1`

Property Details

APN / Parcel Number

Primary APN	`R-1151-017-0230-1`
Alternative APNs	`000000509809` `509809`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Covered Patio/Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	551 RIDGEMONT DR
City	ALLEN
State	TX
Zip	75002-4082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDRIDGE NO 2, BLK 17, LOT 23
Legal Subdivision	WINDRIDGE NO 2 (CAL)
Legal Block	17
Legal Lot Number	23
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2017
Census Tract	31511

Owner

551 Ridgemont Dr is owner-occupied and held in a trust since July 2024.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	551 RIDGEMONT DR, ALLEN, TX 75002-4082
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 17, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2003 · Amount on File
Deed Sale	May 30, 2003 · Amount on File
Prior Sale	May 2, 1997 · Amount on File
Deed Document Number	200399575
Last Transfer Date	Jul 30, 2024
Transfer Doc	0000092460
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	551 RIDGEMONT DR, ALLEN, TX 75002-4082
Document Number	0000205520
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 RIDGEMONT DR ALLEN TX 750024082, ALLEN, TX 75002-4082

Mortgage

Document Number	0000205520
Date	Feb 13, 2020
Instrument	205520

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	551 RIDGEMONT DR, ALLEN, TX 75002-4082
Document Number	0000135190
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	FIRST AMERICAN TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 RIDGEMONT DR ALLEN TX 750024082, ALLEN, TX 75002-4082

Mortgage

Document Number	0000135190
Date	Jan 30, 2020
Instrument	135190

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	551 RIDGEMONT DR, ALLEN, TX 75002-4082
Document Number	0001039360
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 RIDGEMONT DR ALLEN TX 750024082, ALLEN, TX 75002-4082

Mortgage

Document Number	0001039360
Date	Aug 4, 2017
Instrument	1039360

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 551 Ridgemont Dr was $3,242, down 4.5% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,242.00 (-4.48%) Homeowner's exemption	$278,949 Land $100,000 Building $178,949	$278,949 Land $100,000 Building $178,949
2024	$3,394.00
2023		$307,340 Land $80,000 Building $227,340	$307,340 Land $80,000 Building $227,340
2022	$3,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 Ridgemont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 551 Ridgemont Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile.

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