551 Redstone Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 551 Redstone Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,125 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2017)
Tax Bill	$9,628 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Construction Loan + 1 more
APN	`10-29-0-306-008`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-306-008`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,125 sqft Living Area
Basement Area	2,125 sqft
Finished Basement	1,050 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	18,731 sqft (0.43 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	551 REDSTONE CT
City	MASCOUTAH
State	IL
Zip	62258-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEMILL ESTATES LOT/SEC-29 A02546093
Legal Subdivision	STONEMILL ESTATES
Legal Block	306
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1117
Census Tract	504357

Owner

551 Redstone Ct is owned and occupied by two individuals who bought it in August 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 REDSTONE CT, MASCOUTAH, IL 62258-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Oct 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage MIDWEST BANKCENTRE
Aug 3, 2017	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	Apr 8, 2003 · Amount on File
Deed Document Number	20172546093
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	May 21, 2026
Property Address	551 REDSTONE CT, MASCOUTAH, IL 62258-1539
Document Number	0A02884141
Instrument Date	May 8, 2026
Instrument	20262884141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 REDSTONE CT, MASCOUTAH, IL 62258-1539

Mortgage

Document Number	0002884141,
Date	May 21, 2026
Instrument	20262884141

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 15, 2066

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Oct 14, 2020
Property Address	551 REDSTONE CT, MASCOUTAH, IL 62258-1539
Document Number	00A2671204
Instrument Date	Oct 6, 2020
Instrument	2671204
Transaction Type	Construction Loan
Record Updated	Nov 24, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 REDSTONE CT MASCOUTAH IL 622581539, MASCOUTAH, IL 62258-1539

Mortgage

Document Number	00A2671204
Date	Oct 14, 2020
Instrument	2671204

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 3, 2017
Property Address	551 REDSTONE CT, MASCOUTAH, IL 62258-1539
Document Number	00A2546093
Instrument Date	Jul 28, 2017
Instrument	2546093
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 FOX RUN MASCOUTAH IL 622582746, MASCOUTAH, IL 62258-2746

Mortgage

Document Number	A2546094
Date	Aug 3, 2017
Instrument	2546094

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 551 Redstone Ct was $9,628, up 4.7% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,628.00 (+4.65%)	$133,215 (+7.58%) Land $27,812 Building $105,403	$399,645 (+7.58%) Land $83,436 Building $316,209
2024	$9,200.00	$123,828 Land $25,852 Building $97,976	$371,484 Land $77,556 Building $293,928
2022		$102,992 Land $21,502 Building $81,490	$308,976 Land $64,506 Building $244,470
2019	$8,005.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 551 Redstone Ct; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Redstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: ClearWave, Verizon.

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