Polk County property record for 551 Prestwick Dr, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,479 sqft · built 2001 |
| Lot Size | 0.204 acres (8,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $513,600 (Aug 2026) |
| Tax Bill | $5,408 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-23-999999-040540 |
| Primary APN | 26-25-23-999999-040540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 2,919 sqft |
| 1st Floor Area | 2,479 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,899 sqft (0.204 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 375 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 283 sqft |
| Street Address | 551 PRESTWICK DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-7377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLANDS RESERVE PHASES 2 & 4 SECTIONS 23 & 24 T25 R26 PB 110 PGS 49-54 PHASE 4 LOT 54 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 23 |
| Legal Subdivision | HIGHLANDS RESERVE PHASES 2 AND 4 |
| Legal Phase | 4 |
| Legal Tract | 999999 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12413 |
Source: Polk County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 PRESTWICK DR, DAVENPORT, FL 33897-7377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Aug 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Document Number | 2026186605 |
| Deed Book / Page | 14101 / 2047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 551 PRESTWICK DR, DAVENPORT, FL 33897-7377 |
| Document Number | 0000186605 |
| Book / Page | 14101 / 2047 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026186605 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $363,115.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 PRESTWICK DR, DAVENPORT, FL 33897-7377 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 16, 2018 |
| Property Address | 551 PRESTWICK DR, DAVENPORT, FL 33897-7377 |
| Document Number | 0105831098 |
| Book / Page | 010583 / 001098 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 174985 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | FLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 551 PRESTWICK DR DAVENPORT FL 338977377, DAVENPORT, FL 33897-7377 |
| Document Number | 105831101 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 010583/001101 |
| Instrument | 174986 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,408.00 (-9.25%) | $418,357 (+2.04%) Land $110,000 Building $308,357 | $418,357 (+2.04%) Land $110,000 Building $308,357 |
| 2024 | $5,959.00 (+7.21%) | ||
| 2023 | $5,558.00 (+6.58%) | $409,985 (+5.6%) Land $105,000 Building $304,985 | $409,985 (+5.6%) Land $105,000 Building $304,985 |
| 2022 | $5,215.00 | $388,245 Land $88,000 Building $300,245 | $388,245 Land $88,000 Building $300,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
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