Monroe County and Penfield Town property record for 551 Plank Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,378 sqft · built 1989 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Jan 2018) |
| Tax Bill | $8,219 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COM-0012119 |
| Primary APN | COM-0012119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,378 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| 2nd Floor Area | 984 sqft |
| Upper Floors Area | 168 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | COM-0012119 |
|---|---|
| Street Address | 551 PLANK RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | L65 T13 R4 LOT 3 DEER TRAIL ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1.003 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11503 |
551 Plank Rd is owned and occupied by two individuals who bought it in January 2018.
Source: Monroe County and Penfield Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 PLANK RD, WEBSTER, NY 14580-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU |
| Jan 9, 2018 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2018 · Amount on File |
| Deed Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 2018743 |
| Deed Book / Page | 11970 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 551 PLANK RD, WEBSTER, NY 14580-2241 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | UNITED ABSTRACT AND RESEARCH INC, UNITED ABSTRACT & RESEARCH I |
| Name | Verified Name |
|---|---|
| Address | 551 PLANK RD, WEBSTER, NY 14580-2241 |
| Document Number | 202603387649 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 31260/522 |
| Instrument | 202603387649 |
| Name | ADVANTAGE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14623 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jan 9, 2018 |
| Property Address | 551 PLANK RD, WEBSTER, NY 14580-2241 |
| Document Number | 0000000743 |
| Book / Page | 11970 / 621 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 201801090743 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 CAMILLE CIR UNIT 11, 431, SAN JOSE, CA 95134-2475 |
| Name | Verified Name |
|---|---|
| Address | 551 PLANK RD, WEBSTER, NY 14580-2241 |
| Document Number | 0000000744 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 27463/625 |
| Instrument | 201801090744 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 551 Plank Rd was $8,219, up 7.6% from the year before.
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,219.00 (+7.65%) | ||
| 2025 | $7,635.00 | $277,700 Land $83,700 Building $194,000 | $370,300 Land $111,610 Building $258,690 |
| 2023 | $277,700 (-) Land $83,700 Building $194,000 | $295,400 (+6.37%) Land $89,035 Building $206,365 | |
| 2022 | $277,700 Land $83,700 Building $194,000 | $277,700 Land $83,700 Building $194,000 | |
| 2021 | $7,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 Plank Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 Plank Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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