551 Pine Tree Dr, Estes Park, CO 80517 Property Records

Larimer County property record for 551 Pine Tree Dr, Estes Park, CO 80517

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,118 sqft · built 2020
Lot Size	1.11 acres (48,482 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Feb 2008)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25341-10-001`

Property Details

APN / Parcel Number

Primary APN	`25341-10-001`
Alternative APN	`R1627918`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
Gross Area	2,677 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Shed Roof
Lot Area	48,482 sqft (1.11 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Balcony Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1627918
Street Address	551 PINE TREE DR
City	ESTES PARK
State	CO
Zip	80517-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 1, MEADOWDALE HILLS 2ND FIL, AMD LOT 73 & LOT 74 OF AMD LOT 74 & 112, & POR OF ALPINE DR (20030154667)
Legal Range	72W
Legal Township	5N
Legal Section	34
Legal Subdivision	MEADOWDALE HILLS 2ND FIL
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1016
Census Tract	1905

Owner

Source: Larimer County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 PINE TREE DR, ESTES PARK, CO 80517-8855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Dec 17, 2019	Trustee's Deed, Construction Loan · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2008 · Amount on Record
Deed Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	200812949
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	551 PINE TREE DR, ESTES PARK, CO 80517-8855
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054780
Date	Jun 4, 2021
Instrument	20210054780

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 17, 2019
Property Address	551 PINE TREE DR, ESTES PARK, CO 80517-8855
Instrument Date	Dec 10, 2019
Instrument	80060
Transaction Type	Construction Loan
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 51ST AVE GREELEY CO 806343606, GREELEY, CO 80634-3606

Mortgage

Document Number	0000080060
Date	Dec 17, 2019
Instrument	80060

Lender

Name	BANK OF CO
Type	Bank
Address	ESTES PARK, CO 80517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 16, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,820.00 (-1.61%)	$60,381 (-12.09%) Land $9,375 Building $51,006	$966,100 (-5.76%) Land $150,000 Building $816,100
2023	$4,899.00 (+27.02%)	$68,682 (+41.22%) Land $9,715 Building $58,967	$1,025,100 (+46.48%) Land $145,000 Building $880,100
2022	$3,857.00	$48,636 Land $7,332 Building $41,304	$699,800 Land $105,500 Building $594,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.3% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trailblazer Broadband Fiber	10,000 / 10,000
Vistabeam Fixed Wireless	500 / 80

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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