551 Perry St, Reading, PA 19601 Property Records

Berks County property record for 551 Perry St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,280 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2017)
Tax Bill	$1,213 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-43-87-2481`

Property Details

APN / Parcel Number

Primary APN	`5307-43-87-2481`
Alternative APNs	`14-5307-43-87-2481` `14595375` `595375`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14595375
Street Address	551 PERRY ST
City	READING
State	PA
Zip	19601-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	87
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1014
Census Tract	400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 PERRY ST, READING, PA 19601-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · FHA Mortgage CUSTOMERS BK
Aug 24, 2017	Deed, Transfer · FHA Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	Dec 14, 2001 · Amount on Record
Deed Document Number	201731134
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	551 PERRY ST, READING, PA 19601-1243
Document Number	0000032987
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 PERRY ST READING PA 196011243, READING, PA 19601-1243

Mortgage

Document Number	0000032987
Date	Sep 7, 2017
Instrument	32987

Lender

Name	CUSTOMERS BK
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 24, 2017
Property Address	551 PERRY ST, READING, PA 19601-1243
Document Number	0000031134
Instrument Date	Aug 17, 2017
Instrument	2017031134
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031135
Date	Aug 24, 2017
Instrument	2017031135

Lender

Name	CUSTOMERS BANK
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,213.00 (+6.59%)	$43,000 (-) Land $12,000 Building $31,000	$12,000 (-72.09%) Land $12,000
2024	$1,138.00	$43,000 Land $12,000 Building $31,000
1994			$43,000 Land $12,000 Building $31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1985)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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