Douglas County property record for 551 NW T St, Winston, OR 97496
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,660 sqft · built 1940 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,500 (Oct 2025) |
| Tax Bill | $2,170 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-06W-21BC-06400 |
| Primary APN | 28-06W-21BC-06400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 1,417 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1991 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 66324.01 |
|---|---|
| Street Address | 551 NW T ST |
| City | WINSTON |
| State | OR |
| Zip | 97496-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLA |
| Legal Description | BOTSFORDS PLAT, BLOCK 3, LOT PT 5 (M&B INST 2025-11354), ACRES 0.18 |
| Legal Subdivision | BOTSFORDS PLAT |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | TENMILE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 160001 |
551 NW T St is owned and occupied by an individual who bought it in October 2025.
Source: Douglas County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage RCBW INC |
| Jan 19, 2021 | Quit Claim Deed, Transfer AMERITITLE |
| Jan 19, 2021 | Warranty Deed, Transfer GEORGE MCNAIR |
| Apr 27, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Aug 31, 2022 · Amount on File |
| Deed Document Number | 202511354 |
| Prior Transfer Date | Jan 15, 2021 |
| Prior Transfer Doc | 0000001397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Oct 3, 2025 |
| Property Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000011354 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025-011354 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000011355 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025-011355 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Aug 31, 2022 |
| Property Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000014215 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-014215 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000014216 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-014216 |
| Name | RCBW INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Jan 19, 2021 |
| Property Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000001397 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 1397 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 SPRUCE ST BISMARCK MO 636249040, BISMARCK, MO 63624-9040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Jan 19, 2021 |
| Property Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000001398 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 1398 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 781 WINCHESTER OR 974950781, WINCHESTER, OR 97495-0781 |
| Document Number | 1399 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1399 |
| Name | GEORGE MCNAIR |
|---|---|
| Address | 808 SPRUCE ST, BISMARCK, MO 63624-9040 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 18, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Apr 27, 2020 |
| Property Address | 551 NW T ST, WINSTON, OR 97496-9583 |
| Document Number | 0000007420 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 7420 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1044 WINSTON OR 974961044, WINSTON, OR 97496-1044 |
The 2025 property tax bill for 551 NW T St was $2,170, up 2.9% from the year before.
Source: Douglas County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Municipality | Winston City |
| Unified School District | Winston-Dillard School District 116 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,170.00 (+2.89%) | $130,620 (+3%) | $266,344 (+4.08%) Land $91,800 Building $174,544 |
| 2024 | $2,109.00 (+20.51%) | $126,816 (+20.6%) | $255,900 (+13.87%) Land $88,200 Building $167,700 |
| 2023 | $1,750.00 (+3.06%) | $105,156 (+6.09%) | $224,725 (+34.89%) Land $95,850 Building $128,875 |
| 2022 | $1,698.00 | $99,121 | $166,594 Land $71,100 Building $95,494 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 551 NW T St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 NW T St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTON-DILLARD WATER DISTRICT serves 8,300 people · EPA ID OR4100957 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: DFN.
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