551 NW T St, Winston, OR 97496 Property Records

Douglas County property record for 551 NW T St, Winston, OR 97496

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,660 sqft · built 1940
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$292,500 (Oct 2025)
Tax Bill$2,170 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-06W-21BC-06400

Property Details

APN / Parcel Number

Primary APN28-06W-21BC-06400
Alternative APNs
  • 66324.01
  • R59063

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,660 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,417 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1991
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area72 sqft
Deck Area72 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number66324.01
Street Address551 NW T ST
CityWINSTON
StateOR
Zip97496-9583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLA
Legal DescriptionBOTSFORDS PLAT, BLOCK 3, LOT PT 5 (M&B INST 2025-11354), ACRES 0.18
Legal SubdivisionBOTSFORDS PLAT
Legal Block3
Legal Lot Number5
JurisdictionDOUGLAS OR
Township / Civil DivisionTENMILE
Census Block Group2
Census Block2000
Census Tract160001

Owner

551 NW T St is owned and occupied by an individual who bought it in October 2025.

Source: Douglas County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address551 NW T ST, WINSTON, OR 97496-9583
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Aug 31, 2022Warranty Deed, Transfer · Conventional Mortgage
RCBW INC
Jan 19, 2021Quit Claim Deed, Transfer
AMERITITLE
Jan 19, 2021Warranty Deed, Transfer
GEORGE MCNAIR
Apr 27, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2025 · Amount on File
Deed SaleOct 3, 2025 · Amount on File
Prior SaleAug 31, 2022 · Amount on File
Deed Document Number202511354
Prior Transfer DateJan 15, 2021
Prior Transfer Doc0000001397
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS OR
Recording DateOct 3, 2025
Property Address551 NW T ST, WINSTON, OR 97496-9583
Document Number0000011354
Instrument DateSep 25, 2025
Instrument2025-011354
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyAMERITITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 NW T ST, WINSTON, OR 97496-9583

Mortgage

Document Number0000011355
DateOct 3, 2025
Instrument2025-011355
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS OR
Recording DateAug 31, 2022
Property Address551 NW T ST, WINSTON, OR 97496-9583
Document Number0000014215
Instrument DateAug 30, 2022
Instrument2022-014215
Transaction TypeTransfer
Record UpdatedApr 27, 2023
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address551 NW T ST, WINSTON, OR 97496-9583

Mortgage

Document Number0000014216
DateAug 31, 2022
Instrument2022-014216
Lender
NameRCBW INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS OR
Recording DateJan 19, 2021
Property Address551 NW T ST, WINSTON, OR 97496-9583
Document Number0000001397
Instrument DateJan 15, 2021
Instrument1397
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyAMERITITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 SPRUCE ST BISMARCK MO 636249040, BISMARCK, MO 63624-9040

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS OR
Recording DateJan 19, 2021
Property Address551 NW T ST, WINSTON, OR 97496-9583
Document Number0000001398
Instrument DateJan 15, 2021
Instrument1398
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$119.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 781 WINCHESTER OR 974950781, WINCHESTER, OR 97495-0781

Mortgage

Document Number1399
DateJan 19, 2021
Instrument1399
Lender
NameGEORGE MCNAIR
Address808 SPRUCE ST, BISMARCK, MO 63624-9040
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term60 Months
DueJan 18, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS OR
Recording DateApr 27, 2020
Property Address551 NW T ST, WINSTON, OR 97496-9583
Document Number0000007420
Instrument DateApr 21, 2020
Instrument7420
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1044 WINSTON OR 974961044, WINSTON, OR 97496-1044

Tax Assessment & Valuation

The 2025 property tax bill for 551 NW T St was $2,170, up 2.9% from the year before.

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDouglas County
MunicipalityWinston City
Unified School DistrictWinston-Dillard School District 116 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,170.00 (+2.89%)$130,620 (+3%)$266,344 (+4.08%) Land $91,800 Building $174,544
2024$2,109.00 (+20.51%)$126,816 (+20.6%)$255,900 (+13.87%) Land $88,200 Building $167,700
2023$1,750.00 (+3.06%)$105,156 (+6.09%)$224,725 (+34.89%) Land $95,850 Building $128,875
2022$1,698.00$99,121$166,594 Land $71,100 Building $95,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 551 NW T St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 NW T St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINSTON-DILLARD WATER DISTRICT
serves 8,300 people · EPA ID OR4100957
Water SourceSurface water
Last State InspectionApr 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: DFN.

Nearby Properties on NW T St

Nearby Streets

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