Saginaw County property record for 551 Norbert Ln, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,998 sqft · built 1976 |
| Lot Size | 1.19 acres (52,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,900 (Jun 1997) |
| Tax Bill | $4,541 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-26-3004-001 |
| Primary APN | 22-12-2-26-3004-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 1,256 sqft |
| Finished Basement | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,185 sqft (1.19 acres) |
| Lot Dimensions | 232 ft deep x 225 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 616 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 551 NORBERT LN |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 232 FT OF W 225 FT OF SE 1/4 OF SW 1/4 1.20 ACRES SEC 26 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 551 NORBERT LN, HEMLOCK, MI 48626-8770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 1997 · Amount on Record |
| Deed Sale | Jun 13, 1997 · Amount on Record |
| Deed Book / Page | 2033 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 551 NORBERT LN, HEMLOCK, MI 48626-8770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008770 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017008770 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Mar 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,300 (+24.54%) | $382,600 (+24.54%) | |
| 2025 | $4,541.00 (+19.63%) Homeowner's exemption | ||
| 2023 | $153,600 | $307,200 | |
| 2022 | $3,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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