551 N Lighthouse Dr, Mears, MI 49436 Property Records

Oceana County property record for 551 N Lighthouse Dr, Mears, MI 49436

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.175 acres (7,636 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Sep 2017)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-322-047-00`

Property Details

APN / Parcel Number

Primary APN	`006-322-047-00`

Exterior

Lot Area	7,636 sqft (0.175 acres)

Location & Zoning

Street Address	551 N LIGHTHOUSE DR
City	MEARS
State	MI
Zip	49436-9658
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GOLDEN SANDS NO 2 LOT 47 EXC W'LY 10 FT THOF & UNDIV INT IN HILLSIDE PARK & SANDY LANE PARK. WD2017/18384
Legal Subdivision	GOLDEN SANDS
Legal Lot Number	47
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1068
Census Tract	11000

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4340 SKUSA DR, BRIGHTON, MI 48116-9720
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 22, 2017	Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Apr 3, 1999 · Amount on Record
Deed Document Number	20175612
Deed Book / Page	2017 / 18384
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	551 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Transaction Type	Mortgage
Record Updated	Jul 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/11249
Date	Jun 18, 2020
Book Page	2020/11249
Instrument	202000003286

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	551 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Transaction Type	Mortgage
Record Updated	Dec 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/201407
Date	Nov 21, 2019
Book Page	2019/201407
Instrument	201900006328

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 22, 2017
Property Address	551 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Document Number	2017/018384
Book / Page	2017 / 018384
Instrument Date	Sep 22, 2017
Instrument	201700005612
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$662.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 ARROWHEAD AVE SE, 527, GRAND RAPIDS, MI 49546-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4340 SKUSA DR, BRIGHTON, MI 48116-9720

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,800 (+69.16%) Land $178,800	$357,600 (+69.16%) Land $357,600
2025	$4,485.00 (+1.7%)
2024	$4,410.00 (+10.97%)
2023		$105,700 Land $105,700	$211,400 (-) Land $211,400
2022	$3,974.00		$211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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