551 N Cedar St, Escondido, CA 92025 Property Records

San Diego County property record for 551 N Cedar St, Escondido, CA 92025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1960
Lot Size0.13 acres (5,659 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jan 2020)
Tax Bill$4,881 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN230-132-50-00

Property Details

APN / Parcel Number

Primary APN230-132-50-00
Alternative APN
  • 2304801200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,104 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area5,659 sqft (0.13 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number2304801200
Street Address551 N CEDAR ST
CityESCONDIDO
StateCA
Zip92025-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3-18
Legal DescriptionLOT 12 TR 004340
Legal SubdivisionCEDAR BROOK
Legal Tract004340
Legal Block2
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract20202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address551 N CEDAR ST, ESCONDIDO, CA 92025-3123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jan 27, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Prior SaleOct 27, 1989 · Amount on Record
Deed Document Number202042837
Prior Transfer DateAug 27, 2015
Prior Transfer Doc0000454587
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address551 N CEDAR ST, ESCONDIDO, CA 92025-3123
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 N CEDAR ST, ESCONDIDO, CA 92025-3123

Mortgage

Document Number0000052202
DateJan 25, 2021
Instrument2021-0052202
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 27, 2020
Property Address551 N CEDAR ST, ESCONDIDO, CA 92025-3123
Document Number0000042837
Instrument DateDec 27, 2019
Instrument42837
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$446.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address551 N CEDAR ST ESCONDIDO CA 920253123, ESCONDIDO, CA 92025-3123

Mortgage

Document Number42838
DateJan 27, 2020
Instrument42838
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$440,623 (+2%) Land $317,267 Building $123,356
2025$4,881.00 (+4.52%) Homeowner's exemption$431,985 (+4.04%) Land $311,047 Building $120,938
2023$4,670.00 (+1.1%) Homeowner's exemption$415,213 Land $298,970 Building $116,243
2022$4,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on N Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number