551 Mulkey Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 551 Mulkey Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,498 sqft Heated Area
Lot Size	50,530 sqft (1.16 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2013)
Tax Bill	$1,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`550101458299000`
Alternative APN	`38139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,498 sqft Heated Area
Gross Area	2,649 sqft Gross Area
1st Floor	1,204 sqft 1st Floor
Upper Floors	294 sqft Upper Floors
Basement Area	687 sqft Basement
Unfinished Basement	687 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	50,530 sqft (1.16 acres)
Depth X Width	232 ft x 200 ft Depth x Width
Deck Area	428 sqft Deck
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	38139
Street Address	551 MULKEY DR
City	MURPHY
State	NC
Zip	28906-7085
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK D MULKEY HOMESITES 1045/457
Legal Subdivision	MULKEY HOMESTIES
Legal Block	D
Legal Lot Number	15
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2020
Census Tract	930501

Owner

Source: Cherokee County records · APN 550101458299000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	551 MULKEY DR, MURPHY, NC 28906-7085
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2013 · Amount on Record
Deed Sale	Jul 18, 2013 · Amount on Record
Prior Sale	Jun 01, 2003
Deed Doc Number	20133639
Deed Book / Page	1470 / 937
Record Refreshed	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	551 MULKEY DR, MURPHY, NC 28906-7085
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 MULKEY DR, MURPHY, NC 28906-7085

Mortgage

Document Number	001738/906
Date	Jul 17, 2023
Book Page	1738/906
Instrument	3452

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1054 Months
Due	May 14, 2111

Interest

Rate Type	Adjustable Rate
Rate	7.79%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Max Rate At Change	12.7%
Index	52-Week T-Bill (1-Year)
Max Rate	12.7%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00	$133,790 (-)	$133,790 (-) Land $11,500 Building $122,290
2023		$133,790	$133,790 Land $11,500 Building $122,290