551 McLaughlin Ave, San Jose, CA 95116 Property Records

Santa Clara County property record for 551 McLaughlin Ave, San Jose, CA 95116

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,172 sqft · built 1941
Lot Size	0.243 acres (10,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Oct 2024)
Tax Bill	$19,981 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`472-01-014`

Property Details

APN / Parcel Number

Primary APN	`472-01-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,596 sqft (0.243 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Area	1,132 sqft
Parking Spaces	4 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	551 MCLAUGHLIN AVE
City	SAN JOSE
State	CA
Zip	95116-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	OFFICIAL RECS 2695 PG 33
Legal Subdivision	PUEBLO TR 01
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	501502

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8779 BANDON DR, DUBLIN, CA 94568-1207
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE
Oct 30, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	202425707001
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	0023787825
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 21, 2022
Property Address	551 MCLAUGHLIN AVE, SAN JOSE, CA 95116-3343
Document Number	0025287950
Instrument Date	Apr 14, 2022
Instrument	25287950
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	258 BLUEFIELD DR, SAN JOSE, CA 95136-2102

Mortgage

Document Number	0025287951
Date	Apr 21, 2022
Instrument	25287951

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2017
Property Address	551 MCLAUGHLIN AVE, SAN JOSE, CA 95116-3343
Document Number	0023787826
Instrument Date	Oct 23, 2017
Instrument	23787826
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$781.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	551 MCLAUGHLIN AVE SAN JOSE CA 951163343, SAN JOSE, CA 95116-3343

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2017
Property Address	551 MCLAUGHLIN AVE, SAN JOSE, CA 95116-3343
Document Number	0023787825
Instrument Date	Oct 20, 2017
Instrument	23787825
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	551 MCLAUGHLIN AVE SAN JOSE CA 951163343, SAN JOSE, CA 95116-3343

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,300,500 (+2%) Land $918,000 Building $382,500
2025	$19,981.00 (+5.96%)	$1,275,000 (+6.38%) Land $900,000 Building $375,000
2023	$18,857.00 (+54.91%)	$1,198,500 Land $838,950 Building $359,550
2022	$12,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	4 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,026 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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