Polk County property record for 551 McDowell Rd, Columbus, NC 28722 · Last verified October 2025
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 816 sqft · built 1976 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Nov 2006) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P119-112 |
| Primary APN | P119-112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 816 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35003 |
|---|---|
| Street Address | 551 MCDOWELL RD |
| City | COLUMBUS |
| State | NC |
| Zip | 28722-8599 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 610, 610 GREEN CREEK RURAL |
| Legal Subdivision | GREEN CREEK RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 920101 |
Source: Polk County records · APN P119-112
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 74, TRYON, NC 28782-0074 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2006 · Amount on Record |
| Deed Sale | Nov 01, 2006 · Amount on Record |
| Deed Document Number | 0003471048 |
| Deed Book / Page | 347 / 1048 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 551 MCDOWELL RD, COLUMBUS, NC 28722-8599 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 551 MCDOWELL RD, COLUMBUS, NC 28722-8599 |
| Document Number | 000456/170 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 456/170 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,263.00 (+11.97%) | $425,894 (+34.46%) Land $40,640 Building $385,254 | $425,894 (+34.46%) Land $40,640 Building $385,254 |
| 2023 | $2,021.00 | $316,733 Land $33,290 Building $283,443 | |
| 2021 | $316,733 Land $33,290 Building $283,443 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Uniti Group | DSL | 50 / 3 |
| Verizon | Fixed Wireless | 25 / 6 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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