551 McClay Rd, Novato, CA 94947 Property Records

Marin County property record for 551 McClay Rd, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,788 sqft · built 1977
Lot Size	0.961 acres (41,856 sqft)
Owner	2 Company Names on Record
Last Sale	$1,180,000 (Jun 2017)
Tax Bill	$16,272 (2025)
Deeds & Mortgages	Jan 2021 Transfer Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146-180-09`

Property Details

APN / Parcel Number

Primary APN	`146-180-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,788 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Lot Area	41,856 sqft (0.961 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Deck Area	509 sqft
Patio Area	509 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	551 MCCLAY RD
City	NOVATO
State	CA
Zip	94947-3880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NOVATO RANCH SUB C MAP I
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3007
Census Tract	103200

Owner

Source: Marin County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Jun 12, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	201723158
Prior Transfer Date	Mar 17, 1994
Prior Transfer Doc	0000023385
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Jan 12, 2021
Property Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Document Number	0000002281
Instrument Date	Sep 24, 2020
Instrument	2281
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	551 MCCLAY RD NOVATO CA 949473880, NOVATO, CA 94947-3880

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Sep 24, 2020
Property Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Document Number	0000045206
Map Reference	MB 3 PG 53
Instrument Date	Sep 14, 2020
Instrument	2020-0045206
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	551 MCCLAY RD, NOVATO, CA 94947-3880

Mortgage

Document Number	0000045207
Date	Sep 24, 2020
Instrument	2020-0045207

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Document Number	0000013127
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	551 MCCLAY RD NOVATO CA 949473880, NOVATO, CA 94947-3880

Mortgage

Document Number	0000013127
Date	Apr 22, 2019
Instrument	13127

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2044

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Document Number	0000025432
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	551 MCCLAY RD NOVATO CA 949473880, NOVATO, CA 94947-3880

Mortgage

Document Number	0000025432
Date	Jul 17, 2018
Instrument	25432

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Document Number	0000034533
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	551 MCCLAY RD NOVATO CA 949473880, NOVATO, CA 94947-3880

Mortgage

Document Number	0000034533
Date	Aug 29, 2017
Instrument	34533

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2042

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jun 12, 2017
Property Address	551 MCCLAY RD, NOVATO, CA 94947-3880
Document Number	0000023158
Instrument Date	Jun 6, 2017
Instrument	23158
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,298.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	551 MCCLAY RD NOVATO CA 949473880, NOVATO, CA 94947-3880

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,396,847 (+2%) Land $799,044 Building $597,803
2025	$16,272.00 (+3.45%) Homeowner's exemption	$1,369,460 (+4.04%) Land $783,378 Building $586,082
2023	$15,730.00 (+2.77%) Homeowner's exemption	$1,316,289 Land $752,962 Building $563,327
2022	$15,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on McClay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures