551 Main St, Boulder, CO 80302 Property Records

Boulder County property record for 551 Main St, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,419 sqft · built 1880
Lot Size	0.105 acres (4,586 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Nov 2022)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1459-12-0-07-007`

Property Details

APN / Parcel Number

Primary APN	`1459-12-0-07-007`
Alternative APNs	`R0023351` `0023351`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	974 sqft
Basement Area	445 sqft
Finished Basement	445 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,586 sqft (0.105 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0023351
Street Address	551 MAIN ST
City	BOULDER
State	CO
Zip	80302-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	W 44 FT LOT 13 BLK 8 GOLD HILL
Legal Range	72
Legal Township	1N
Legal Section	12
Legal Subdivision	GOLD HILL - MT
Legal Block	8
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	2
Census Block	2030
Census Tract	13703

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gold Hill Historic District listed 1989 · 38 contributing resources · NRIS 89000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Boulder County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 MAIN ST, BOULDER, CO 80302-8782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 29, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Document Number	20223989047
Prior Transfer Date	Jun 9, 1999
Prior Transfer Doc	0001950951
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	551 MAIN ST, BOULDER, CO 80302-8715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003602327
Date	Jul 10, 2017
Instrument	3602327

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	551 MAIN ST, BOULDER, CO 80302-8715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003809836
Date	Aug 25, 2020
Instrument	3809836

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	551 MAIN ST, BOULDER, CO 80302-8715
Document Number	0003746968
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 MAIN ST BOULDER CO 803028715, BOULDER, CO 80302-8715

Mortgage

Document Number	0003746968
Date	Nov 5, 2019
Instrument	3746968

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,933 (+8.8%) Land $1,374 Building $31,559	$484,300 (-) Land $20,200 Building $464,100
2025	$2,869.00 (+14.67%)	$30,270 (-7.83%) Land $1,263 Building $29,007	$484,300 (-1.2%) Land $20,200 Building $464,100
2023	$2,502.00 (+2.25%)	$32,843 (+23.86%) Land $1,474 Building $31,369	$490,200 (+28.49%) Land $22,000 Building $468,200
2022	$2,447.00	$26,516 Land $1,008 Building $25,508	$381,520 Land $14,500 Building $367,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.6% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	100 / 10

May also be available: AT&T, Ayva Networks, Intrepid Fiber Networks, Nedernet, Visionary Broadband, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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