551 Macbeth Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 551 Macbeth Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,502 sqft · built 1988
Lot Size	3.84 acres (167,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2021)
Tax Bill	$4,555 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`06-9F-0024.0000`

Property Details

APN / Parcel Number

Primary APN	`06-9F-0024.0000`
Alternative APN	`19-06-9F-0024.0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,502 sqft Living Area
1st Floor Area	4,594 sqft
Basement Area	1,688 sqft
Finished Basement	1,688 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	167,270 sqft (3.84 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	551 MACBETH DR
City	CHARLES TOWN
State	WV
Zip	25414-4552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1 #115 (3.84 A) AVON BEND
Legal Subdivision	AVON BEND AND ADDITIONAL LANDS
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	1
Census Block	1031
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANC
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Sep 10, 2021	Deed, Transfer · Conventional Mortgage PATRIOT FCU
Aug 31, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	202115207
Deed Book / Page	1268 / 401
Prior Transfer Date	May 12, 2012
Prior Transfer Doc	0000011998
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	JPO TITLE ASSOCIATES INC, TITLE ASSOCIATES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552

Mortgage

Document Number	002494/162
Date	Feb 8, 2023
Book Page	2494/162
Instrument	202300001244

Lender

Name	UNITED BANC
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	TITLE ASSOCIATES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552

Mortgage

Document Number	0002468/24
Date	Jun 27, 2022
Book Page	2468/24
Instrument	202200009248

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Sep 10, 2021
Property Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552
Document Number	1268/401
Book / Page	1268 / 401
Map Reference	MB 1110 PG 281
Instrument Date	Aug 24, 2021
Instrument	202100015207
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552

Mortgage

Document Number	0002409/51
Date	Sep 10, 2021
Book Page	2409/51
Instrument	202100015208

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 31, 2017
Property Address	551 MACBETH DR, CHARLES TOWN, WV 25414-4552
Document Number	1195/417
Book / Page	1195 / 417
Map Reference	DD 1110 PG 281
Instrument Date	Aug 22, 2017
Instrument	201700015260
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015261
Date	Aug 31, 2017
Instrument	201700015261

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,555.00 (+2.22%)	$395,000 (+3%) Land $110,200 Building $284,800	$658,333 (+2.99%) Land $183,667 Building $474,667
2025	$4,456.00 (+64%)	$383,500 (+64.8%) Land $96,200 Building $287,300	$639,200 (+64.83%) Land $160,400 Building $478,800
2023	$2,717.00	$232,700 Land $93,400 Building $139,300	$387,800 Land $155,700 Building $232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2025)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 13 claims Flooding, Jan 1996 · 7 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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