Clay County property record for 551 Loring Ave, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1984 |
| Lot Size | 0.116 acres (5,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,122 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 41-04-26-019266-001-03 |
| Primary APN | 41-04-26-019266-001-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 1,476 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,052 sqft (0.116 acres) |
| Lot Dimensions | 115 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 551 LORING AVE |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-1 |
| Legal Description | LOT 2B VILLAGE OF LORING AS REC OR 4866 PG 633 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 41 |
| Legal Subdivision | VILLAGE OF LORING |
| Legal Lot Number | 2B |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30600 |
551 Loring Ave is owned and occupied by an individual who acquired it in October 2010.
Source: Clay County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 LORING AVE, ORANGE PARK, FL 32073-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2010 |
| Transfer Doc | 0032511865 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 551 Loring Ave was $3,122, up 1,035.3% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,122.00 (+1,035.27%) | $172,072 Land $24,000 Building $148,072 | $172,072 Land $24,000 Building $148,072 |
| 2024 | $275.00 (-31.59%) | ||
| 2023 | $402.00 (-38.25%) Homeowner's exemption Additional exemption filed | $72,095 (+3%) | $124,869 (+11.6%) Land $24,000 Building $100,869 |
| 2022 | $651.00 Homeowner's exemption | $69,996 | $111,887 Land $24,000 Building $87,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 Loring Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 39 (2007–2017) |
| Claims Outside the SFHA | 8 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 Loring Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile, Verizon.
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