Carroll County property record for 551 Jermor Ln, Westminster, MD 21157
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 54,667 sqft · built 2000 |
| Lot Size | 14.9 acres (651,135 sqft) |
| Owner | Company Name on Record |
| Last Sale | $312,396 (May 2014) |
| Tax Bill | $274,013 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-063261 |
| Primary APN | 07-063261 |
|---|---|
| Alternative APNs |
|
| Units | 7 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 54,667 sqft Total Area |
| 1st Floor Area | 54,667 sqft |
| Upper Floors Area | 1,820 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 651,135 sqft (14.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 627 sqft |
| Canopy | 2,110 sqft |
| Total Buildings | 6 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 063261 |
|---|---|
| Street Address | 551 JERMOR LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6779 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Local Zoning Code | BUSIN |
| Legal Description | LT 1A - 14.948 ACS JERMOR LN 53-139 ONE FORTY SHOPPING CTR A |
| Legal Subdivision | ONE FORTY SHOPPING CENTER |
| Legal Lot Number | 1A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 507602 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10096 RED RUN BLVD, 300, OWINGS MILLS, MD 21117-4632 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SHORE UNITED BANK NA |
| Apr 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CNB |
| Apr 29, 2019 | Deed of Trust, Mortgage SHORE UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2014 · Amount on Record |
| Deed Sale | May 7, 2014 · Amount on Record |
| Prior Sale | Mar 18, 2004 |
| Deed Book / Page | 7656 / 253 |
| Prior Transfer Date | Apr 11, 2014 |
| Prior Transfer Doc | 0076560253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 551 JERMOR LN, WESTMINSTER, MD 21157-6779 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108980057 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 10898/57 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 551 JERMOR LN, WESTMINSTER, MD 21157-6779 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0092760319 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 9276/0319 |
| Name | CNB |
|---|---|
| Type | Bank |
| Address | OWINGS MILLS, MD 21117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 551 JERMOR LN, WESTMINSTER, MD 21157-6779 |
| Document Number | 0092880133 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 10096 RED RUN BLVD #300 OWINGS MILLS MD 211174632, 300, OWINGS MILLS, MD 21117-4632 |
| Document Number | 0092880133 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 009288/000133 |
| Name | SHORE UNITED BK |
|---|---|
| Address | 9612 REISTERSTOWN RD, OWINGS MILLS, MD 21117-4128 |
| Amount | Amount Recorded |
|---|
| Rate | 4% |
|---|
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,080,900 (+16.97%) Land $5,860,200 Building $13,220,700 | $19,080,900 (+2.97%) Land $5,860,200 Building $13,220,700 | |
| 2025 | $274,013.00 (+36.55%) | $16,312,033 (+37.37%) | $18,530,900 (+56.06%) Land $5,860,200 Building $12,670,700 |
| 2023 | $200,675.00 | $11,874,300 Land $5,253,600 Building $6,620,700 | $11,874,300 Land $5,253,600 Building $6,620,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
May also be available: Antietam Cable, AT&T, Quantum Internet & Telephone, T-Mobile, Verizon.
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