551 Jay St, Rochester, NY 14611 Property Records

Monroe County and Rochester City property record for 551 Jay St, Rochester, NY 14611

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,296 sqft · built 2019
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Tax Bill$361 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN261400 105.82-2-39.01

Property Details

APN / Parcel Number

Primary APN261400 105.82-2-39.01

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,296 sqft Living Area
1st Floor Area648 sqft
2nd Floor Area648 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions185 ft deep x 30 ft wide
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address551 JAY ST
CityROCHESTER
StateNY
Zip14611-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number39.010
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1004
Census Tract9605

Owner

Source: Monroe County and Rochester City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address460 WHITE SPRUCE BLVD, ROCHESTER, NY 14623-1608
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address551 JAY ST, ROCHESTER, NY 14611-1343
Document Number0000000447
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedMay 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address551 JAY ST ROCHESTER NY 14611, ROCHESTER, NY 14611

Mortgage

Document Number0000000447
DateMar 20, 2019
Book Page027958/000663
Instrument447
Lender
NameCHARLES SETTLEMENT HOUSE INC
Address71 PARKWAY, ROCHESTER, NY 14608-1238
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$361.00$77,000 (-) Land $5,900 Building $71,100$77,000 (-17%) Land $5,900 Building $71,100
2023$77,000 Land $2,300 Building $74,700$92,771 Land $2,771 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

Nearby Properties on Jay St

Nearby Streets

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